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| | Working poor - Wikipedia, the free encyclopedia |
 | | In 2004, the bulk of the working poor in the United States and other western countries occupy unskilled and semi-skilled positions in the secondary labor market, predominantly in the service sector. | | | The working poor often live from "paycheck to paycheck", so unexpected costs (such as medical or repair costs) can bring them close to financial ruin. | | | In many cases, members of the working poor work at multiple part-time jobs, which require nearly full-time commitment but are classified as "part time" so some benefits, like medical insurance, are not paid by employers [5]. |
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http://en.wikipedia.org/wiki/Working_poor
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| | Working poor - definition of Working poor in Encyclopedia |
| | In 2004, the bulk of the working poor occupy unskilled and semi-skilled positions in the secondary labor market, predominantly in the service sector. | | | The working poor rarely have adequate health coverage, and are frequently poorly educated. | | | The working poor often live "paycheck to paycheck", so unexpected costs related to healthcare, automotive repairs, or other unanticipated events often bring them to financial ruin. |
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http://encyclopedia.laborlawtalk.com/Working_poor
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| | Problems Facing the Working Poor |
| | Only 18% of the working poor are covered by health insurance available through their employer or their union, compared to 55% of all workers. | | | The working poor are less likely to be covered by health insurance by their employers. | | | Thirty seven percent of the working poor are employed in the service sector, and another thirty percent work in retail trade. |
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http://www.dol.gov/asp/programs/history/herman/reports/futurework/conference/workingpoor/workingpoor_toc.htm
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| | Working poor suffer under Bush tax cuts - 9/26/04 |
| | For the poor, inequities of the Bush tax cuts are further exacerbated by the long-standing disparities in the Social Security tax, which has increased nine times since 1977. | | | To help pay for federal tax cuts, many programs that served the working poor were reduced or eliminated as the deficit grew. | | | A six-month Detroit News investigation showed that as a result of the withering government assistance, working poor and destitute Americans are increasingly likely to be placed on waiting lists for help, receive reduced services, or be denied service entirely. |
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http://www.detnews.com/2004/specialreport/0409/26/a01-284666.htm
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| | A Profile of the Working Poor, 2000 |
| | Of all persons in the labor force for at least 27 weeks, 4.7 percent were classified as working poor in 2000, down 0.4 percentage point from the previous year. | | | Persons in the labor force: Poverty status and work experience by weeks in the labor force, 2000 (Numbers in thousands) 27 weeks or more in the labor force Poverty status and work experience Total in the labor force Total 50 to 52 weeks TOTAL Total in labor force.................................... | | | Data on income are limited to money income received in the calendar year preceding the March survey date, before personal income taxes and payroll deductions. |
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http://www.bls.gov/cps/cpswp2000.htm
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| | Poor Credit Working |
| | The Helping the Working Poor tax credit reduces your overall state tax liability and... | | | About 25 percent of taxpayers who were eligible for a tax credit for the working poor did not claim it in 1999. | | | Poor Credit- Hundreds of credit cards to compare with, applications categorized by low interest, rewards, student, secured and business credit cards. |
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http://www.business-finance-guidebook.info/businessfinance/poor-credit-working.html
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| | Motorola in Arizona - Working Poor |
| | Here’s a way for you to help the working poor in Arizona and be eligible for a $200 Arizona State tax credit through United Way’s Helping the Working Poor Fund. | | | This law establishes a tax credit for contributions to non-profit, charitable organizations that spend at least 50% of their budget on services to Arizona residents who receive temporary assistance or who earn less than 150% of the federal poverty level. | | | Once you’ve established a baseline year and give up to $200 more in future tax years you’ll then be able to claim the tax credit. |
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http://www.motorola.com/us/arizona/uw2002/workingpoor.html
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| | The Plight of the Working Poor |
| | Yet the financial stability of most low-wage working families remains precarious, and much remains to be done to provide real security for those in the lower income tier who follow the rules but often lose out anyway. | | | A family with two children and one adult working at a low-paying job gets as much as a 40 percent boost in income from this refundable federal tax credit—up to a limit topping $3,800. | | | But if she took a full-time, minimum-wage job, after accounting for the loss of welfare, the cost of child care, and additional taxes, her family's income would have grown by only about $2,000, and she and her children would have lost their Medicaid coverage. |
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http://www.brookings.edu/comm/ChildrensRoundtable/issue2.htm
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| | Poverty Fact Sheet Series - The Working Poor, HYG-5703-98 |
| | Most poor people work and the major source of their income is their paycheck. | | | Other names used interchangeably with the working poor designation are low income earners, low wage workers, the underemployed, and the disadvantaged. | | | As a consequence, the act of working on a full-time job does not guarantee that families and individuals will not be poor. |
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http://ohioline.osu.edu/hyg-fact/5000/5703.html
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| | Working and poor in the United States |
| | Eighty-seven percent of the respondents reported they are concerned about earning enough money to support their family, 55 percent reported having difficulty paying all their bills, and 72 percent indicated they were concerned about personal job security. | | | Since the last recession in 1991, "despite high productivity, low inflation, low unemployment, and a booming stock market, the large gap between rich and poor begun in the 1980s has widened," the report states. | | | Despite this relative employment stability, almost half have no paid vacation days and another 18 percent have a week or less of paid vacation each year. |
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http://www.wsws.org/articles/1999/aug1999/poor-a12.shtml
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| | BW Online May 31, 2004 Working...And Poor |
| | But most poor workers tend to marry people with similar backgrounds, leaving both to juggle jobs as janitors, health aides, and retail workers that don't raise them into the middle class. | | | Now, though, most labor in a netherworld of maximum insecurity, where one missed bus, one stalled engine, one sick kid means the difference between keeping a job and getting fired, between subsistence and setting off the financial tremors of turned-off telephones and $1,000 emergency-room bills that can bury them in a mountain of subprime debt. | | | Katrina Gill, a 36-year-old certified nursing aide, worked in one of the premiere long-term care facilities near Portland, Ore. From 10:30 p.m. |
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http://www.businessweek.com/magazine/content/04_22/b3885001_mz001.htm
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| | Poverty and Exclusion - Canada’s Working Poor |
| | Period analyses: Individuals aged 18 to 64 who are not full-time students, have worked a minimum of 910 hours for pay and who, using their disposable family income, cannot purchase the market basket of goods and services specified by the Market Basket Measure (MBM) during the year in question. | | | Last, nearly 40% of the low-income workers in paid employment during the year did not have a standard daytime work schedule, whereas this percentage was significantly lower (25%) for other workers. | | | For the purpose of the longitudinal analysis, the authors had to change the measurement of low income in order to identify low-income workers since the MBM thresholds are not available prior to 2000. |
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http://policyresearch.gc.ca/page.asp?pagenm=v7n2_art_09
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| | Foldvary: The Working Poor |
| | The poor may pay little if any personal income tax, but they pay high social-security taxes as well as sales taxes or value-added taxes on goods, including indirect taxes such as tariffs. | | | Whether the rent is paid directly as a people's rental dividend or used for public revenue for generally equal public benefits, the working poor would have a higher standard of living because they would both get their full wage and also an equal share of the land rent. | | | Government policies that tax wages, restrict enterprise, and push the poor to unproductive fringes, these create and maintain the poverty suffered by the working poor. |
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http://www.progress.org/2004/fold358.htm
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| | Gotham Gazette: The Working Poor |
| | The working poor have no need of financial advisors: Only one-third are offered a pension or 401(k) retirement plan, and most have less than $500 in savings. | | | The cost for just three commodities—education, housing, and child care—illustrates the difficulty of working your way out of poverty. | | | The authors found that even before the recent recession, median household income dropped in all four outer boroughs during the 1990s. |
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http://www.gothamgazette.com/print/1183
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| | The working poor MetaFilter |
| | Sometime in the future, when there are only a handful of corporations left to work for, don't be surprised if they forbid even janitors from working for their competitor. | | | I spent most of my 20's working at low-paying, "unskilled" (a meaningless term since every job has specialized tasks to learn, it's just that many of them are not transportable fom job to job) service sector jobs: baker, factory worker, bookstore clerk, retail sales. | | | These days, with the poor secondary education in this country, having a high school diploma really means squat to employers. |
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http://www.metafilter.com/mefi/29912
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| | Tucson Weekly: Working Poor, Living Poor (February 28 - March 6, 2002) |
| | Besides operating its own day-labor agency, Primavera has gone to bat for the working poor in the legislature and in government agencies. | | | Arizona was one of the lowest ranked states in terms of percentage of manufacturing employees unionized. | | | To illustrate, Uhlich, whose foundation operates Primavera Works, 323 Euclid Avenue, a day-labor service, as well as shelters for both men and women, described the exploitative practices of the industry: "Some day-labor companies write a check to the laborer and charge a fee to cash them. |
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http://www.tucsonweekly.com/tw/2002-02-28/feat.html
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| | Eurofound: Working poor |
| | However, data at EU level suggest that 17% of the self-employed and 6% of employees are classified as poor (earning less than 60% of the median equivalised household income). | | | A literature review (2004) gathers existing knowledge on the issue and explores options for future activities. | | | It examines the link between employment and social protection policies and their respective roles. |
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http://www.eurofound.eu.int/working/employment/workingpoor
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| | Article Working Poor: Housing Hope |
| | Because New York City receives more of these vouchers than any other city in the country (in excess of 90,000), the advocates claim that it will be particularly hard-hit by reform. | | | And since households must re-qualify for the program yearly, if voucher families want to keep receiving housing aid or avoid higher rent, they need to keep their income way below the regional median - that is, they need to avoid work, or at least reporting income. | | | But that likely couldn't clear Congress - Democrats would undoubtedly filibuster such a measure even if it could win a majority. |
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http://www.manhattan-institute.org/html/_nypost-working_poor.htm
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| | Chicago Tribune The working poor |
| | The surge in food demand is fueled by several forces--job losses, expired unemployment benefits, soaring health-care and housing costs, and the inability of many people to find jobs that match the income and benefits of the jobs they lost. | | | The Center on Budget and Policy Priorities, a Washington think tank, reported recently that 43 million people are living in low-income working families with children. | | | "The reach of the economic slowdown has really pulled in a lot of folks who never expected to be poor," said Stacy Dean, director of food stamp policy for the Center on Budget and Policy Priorities. |
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http://www.chicagotribune.com/news/nationworld/chi-0404250538apr25,0,5892418.story?coll=chi-newsnationworld-hed
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| | The Myth of the Working Poor by Steven Malanga, City Journal Autumn 2004 |
| | Pooh-poohing the work ethic and the dignity of labor, the authors derided calls for welfare reform that would require recipients to work, because that would be mortifying to the poor. | | | Yet Ehrenreich spends only a few weeks with each of her employers, and so never gives herself the chance for promotion or to find better work (or better places to live). | | | Since welfare reform passed, employment among single mothers who'd never previously worked has risen 40 percent. |
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http://www.city-journal.org/html/14_4_working_poor.html
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| | CHILDREN OF THE WORKING POOR |
| | Working-poor families are less poor and use far less public assistance than nonworking-poor families, but are more disadvantaged than families of moderate income. | | | Insurance increases the likelihood of having a usual source of care and improves the use of health care services. | | | Use a common application form for programs with similar eligibility criteria to eliminate the need to apply at multiple agencies, simplify the application process for Medi-Cal and Healthy Families, greatly reduce administrative costs, and help integrate health care services for low-income children. |
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http://www.ucop.edu/cprc/HCaccess.html
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| | Seattle Post-Intelligencer: The Working Poor |
| | The single mother and records clerk gave up her second 40-hour-a-week job so she could spend more time with her daughter, but had to pay for such necessities as groceries with credit cards carrying $10,000 in debt. | | | The P-I relied on a wide variety of national and local economists, experts and academics, as well as non-profit and government agencies, for the analysis and data used in this report. | | | - Working poor often pass up hefty tax break (March 29, 2005) |
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http://seattlepi.nwsource.com/specials/workingpoor
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| | Working Poor Families Project |
| | The indicators included characteristics of the working poor families, and state policies and practices concerning education and training, employment opportunities, economic development, and conditions of employment and support. | | | As a result of their involvement in the project, the states have made substantial improvements in policies and practices around education, economic development and support services to assist low-income working families. | | | In the first year, a four-part framework of indicators was developed to assess whether state policies and program practices are effectively positioned to help working poor families to achieve economic self-sufficiency. |
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http://www.aecf.org/initiatives/fes/workingpoor
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| | The Working Poor |
| | Working but Poor: California's Working Families that Fail to Make Ends Meet, California Budget Project, May 2003 | | | State Options to Increase Health Insurance for the Working Poor, by Jan Kaplan, June 2000 | | | Worker Skills and Job Requirements: Is There A Mismatch? |
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http://www.financeproject.org/irc/win/workingpoor.asp?m=1
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| | The Poor Are Always With Us. Why? - Knowledge@Wharton |
| | For American companies to remain competitive, both domestically and internationally – particularly in the lower-paid industrial and service sectors on which Shipler focuses and where the workforce has less formal education – companies have to step up and help educate and socialize people to the culture of work. | | | In looking at The Landmark Plastic Company, in Akron, Ohio, for example, he shows why skills may be more valuable for employees than money – and why employers have a stake in helping to impart those skills and thereby bind employees into the culture of work. | | | Relief will come, if at all, in an amalgam that recognizes both the society’s obligation through government and business, and the individual’s obligation through labor and family – and the commitment of both society and the individual through education.” |
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http://knowledge.wharton.upenn.edu/article/1002.cfm
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| | Online NewsHour: Conversation: The Working Poor -- April 1, 2004 |
| | If you go to a poor neighborhood, you'll hear people talk about "when I get my taxes." I mean taxes aren't... | | | This time of year people are pretty much done filing their tax returns when they're low- income workers. | | | She had to get them all pulled out to get Medicaid to pay for a set of dentures. |
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http://www.pbs.org/newshour/bb/entertainment/jan-june04/poor_04-01.html
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| | deseretnews.com Working poor are struggling |
| | Of particular concern to Utah Issues is likely cuts to Medicaid and Medicare, as well as the Earned Income Tax Credit that many people rely on to increase their income tax return and allow them to pay down debt or set aside some money for future expenses. | | | Hillary DeMonja can finally afford medical insurance for herself, but only after working more than 60 hours a week at two jobs that both pay more than the federal minimum wage. | | | She still cannot, however, pay the monthly premiums required to insure her 11-year-old son, who is enrolled in a government-sponsored health insurance program for children. |
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http://deseretnews.com/dn/view/0,1249,600160987,00.html
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| | The Wages of Fear |
| | Surely, I thought, conservatives could not pull those old "undeserving poor" strings on minimum-wage workers who take stigmatized jobs, enduring unpredictable shifts and waging a relentless struggle to pay the rent on dilapidated housing. | | | The value of The Working Poor goes beyond powerful writing, however. | | | For Republicans and an alarming number of Democrats, "help" for the poor has meant shredding the threadbare safety net underneath them. |
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http://www.thenation.com/doc/20040315/newman
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| | Spirituality & Health: The Working Poor |
| | They face the intertwined problems of dead-end and low-paying jobs, decaying housing, lack of health care, poor education, few job training programs, insensitive and cruel employers, hunger, malnutrition, junk food diets, miniscule bank accounts, and widespread depression and hopelessness. | | | The myth of upward mobility, which promised everyone a chance to make it big, isn’t even mentioned anymore in a country where big corporations and the rich control the government. | | | Anger and disappointment are widespread among these individuals whose perilous economic hardship means that they cannot save, are often unable to get proper health care, cannot move into better neighborhoods, and cannot send their children to good schools. |
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http://www.spiritualityhealth.com/newsh/items/bookreview/item_8542.html
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| | Amazon.com: Nickel and Dimed: On (Not) Getting By in America: Books: Barbara Ehrenreich |
| | She challenges the idea that we are a democracy if large numbers of citizens spend half their waking hours in what amounts to a "dictatorship" in the workplace. | | | NICKEL AND DIMED is a lucid, eye-opening, and sympathetic account of the plight facing those millions that earn $7-$9/hour, or less, and still find themselves crushed by inflation and shrinkage of the nation-wide availability of affordable housing. | | | She also speculates on the depressive effects of the disempowerment to which the "working poor" must submit. |
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http://www.amazon.com/exec/obidos/tg/detail/-/0805063897?v=glance
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| | Working poor in Bush’s America |
| | According to the Department of Labor, of the 277,000 workers that were added to private payrolls in March, two-thirds were in low-wage industries--retail trade, restaurants, janitorial services, home health nursing. | | | This is the "working poor." All told, 43 million people live in low-income working families with children, according to the Center on Budget and Policy Priorities. | | | In other words, fully one-quarter of the U.S. workforce doesn’t get paid enough, even for full-time work, to keep their families out of poverty without help--other household members working, a second or third job and so on. |
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http://www.socialistworker.org/2004-1/502/502_02_WorkingPoor.shtml
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| | Random House Books The Working Poor by David K. Shipler |
| | And unlike most works on poverty, this one delves into the calculations of some employers as well—their razor-thin profits, their anxieties about competition from abroad, their frustrations in finding qualified workers. | | | The term by which they are usually described, ‘working poor,’ should be an oxymoron. | | | But their version of the American Dream is a nightmare: low-paying, dead-end jobs; the profound failure of government to improve upon decaying housing, health care, and education; the failure of families to break the patterns of child abuse and substance abuse. |
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http://www.randomhouse.com/catalog/display.pperl?0375408908
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| | TomPaine.com - Losing The American Revolution |
| | Charters to establish corporations were open to most if not all (white) comers, rather than held for elites. | | | They worked hard all their lives but never had much money - my father's last paycheck before he retired was $96 and change, after taxes. | | | They were up somewhat in April, but it still means that "working Americans effectively took an across-the-board pay cut at a time when the economy grew by a healthy four percent and corporate profits hit record highs as companies got more productivity out of workers while keeping pay raises down." (ibid) |
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http://www.tompaine.com/articles/20050606/losing_the_american_revolution.php
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| | Walmart's Working Poor TPMCafe |
| | Keeping up with the Jones’ once meant spending more to have what they had. | | | Where most of the members would not be middle class or possibly some would be considered poor because of income levels. | | | Unions may win wages and benefits for its workers at the start but after time passes there is a penalty faze and it seems that eventually being a union member means nothing as even union members are told that they will not get the things they were promised. |
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http://www.tpmcafe.com/story/2005/7/13/115127/625
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| | CBS News Working, But Poor October 12, 2004 05:42:54 |
| | Besides staying current on bills, many of these folks also struggled to save up for a bigger home or for a child's college education, said Brandon Roberts, one of the report's authors. | | | The study urged federal and state lawmakers to work more closely to evaluate government policies and make better use of limited funding. | | | The study classified a "working family" as one in which there is one or more children and at least one family member has a job or is actively seeking employment. |
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http://www.cbsnews.com/stories/2004/10/12/politics/main648711.shtml
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| | AlterNet: EnviroHealth: Where the Working Poor Eat |
| | The big-box retail business has exploded in Missoula, making us a regional market center, part of the cause of our prosperity. | | | Many of them, report the food bank people, work full time for minimum wage and no health insurance at the ring of chain stores that has suburbanized this once unique mountain town. | | | The poor, and therefore the hungry, have always been with us, so it would seem there is no news in this matter. |
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http://www.alternet.org/envirohealth/21332
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| | Madagascar - Working Poor |
| | Uniting the working poor in this Global Economy - | | | US: Welfare reform: Half of graduates are working poor. | | | ...entity to distribute bicycles to the working poor of this arid agricultural |
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http://www.wildmadagascar.org/topics/Working_Poor.html
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| | Helping the working poor |
| | We believe that the goal of welfare reform should be the reduction of poverty, not simply a reduction in welfare caseloads. | | | Many of the 2 million former welfare recipients in these states, moreover, juggle part-time and temporary jobs, but still cannot afford to pay their utility bills, feed their children, or cover the rent. | | | Others, however, will counter that we should evaluate whether those who moved from welfare to work have remained below the poverty level and if they are able to take care of themselves and their children. |
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http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2002/04/26/ED62632.DTL
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| | The "Working Poor" Scam by Thomas Sowell -- Capitalism Magazine |
| | First of all, Census data show that most people who are working are not poor and most people who are poor are not working. | | | As for "What can be done?" that is a misleading question because the article is about what other people can do for the "working poor," not what they can do for themselves, much less what they did in the past -- or failed to do -- that led to their having such low earning capacity. | | | The "Working Poor" Scam by Thomas Sowell -- Capitalism Magazine |
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http://www.capmag.com/article.asp?ID=3720
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| | Shafted: America's Working Poor |
| | We're all told by the "experts" that "free trade" is part of a fair and self-correcting economic process of nature - a process that we have no control over. | | | Keith J. Dittrich, a corn and soybean farmer from Tilden, Neb., and president of the American Corn Growers Association (ACGA), writes a chapter in the book that explodes the myth that trade liberalization benefits American farmers, unless you're talking about multinational grain processing and exporting companies. | | | It's a collection of personal testimonies from those most affected but least heard from when it comes to "free trade." |
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http://www.commondreams.org/views03/1021-10.htm
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| | Working Poor |
| | She only set out to analyse the working poor..not the unemployed poor. | | | The snooty matron lamenting the lack of "good help" today may be joining the ranks of working poor after an unplanned divorce tomorrow. | | | Even with her brief testing of the waters, she was able to see some of the barriers placed in the way of poor people...like food banks that are only open while she was at work. |
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http://www.suite101.com/discussion.cfm/101_fun_stuff/86287/latest/19
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| | The Electronic Recruiting News - Daily News For Recruiting Professionals |
| | Tragically, this pool of labor is, in some ways, harder working and more industrious than the other 70% of us. | | | A rearrangement of the employment contract (foreshadowed by the success of Salary.com's Personal Salary Report) is in the immediate, near term future. | | | When $20/month in access fees is the same as a half day's take home pay and a $700 computer is nearly a month's, job hopping, personal development through eLearning and automated job agents are simply not going to make the difference. |
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http://www.interbiznet.com/ern/archives/020108.html
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| | PEOPLE LIKE US: Social Class in America |
| | Now, sweat, even in unseemly quantities, is nothing new to me. I live in a subtropical area where even the inactive can expect to be moist nine months out of the year. | | | In fact, whatever advantages there may be to the hands-and-knees approach - you're closer to your work, of course, and less likely to miss a grimy patch - are undermined by the artificial drought imposed by The Maids' cleaning system. | | | Her boyfriend's sister, she tells me on the drive to our first house, watches her eighteen-month-old for $50 a week, which is a stretch on The Maids' pay, plus she doesn't entirely trust the sister, but a real day care center could be as much as $90 a week. |
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http://www.pbs.org/peoplelikeus/resources/essays7.html
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| | Encyclopedia of Social Work, 19th Edition, 1997 Supplement |
| | The publication of the new supplement brings the Encyclopedia up-to-date with the most current concerns in social work. | | | With over 400 pages of new information, the supplement features new entries on timely topics such as managed care and social work, electronic technologies and the Internet, spirituality in social work, the working poor, and more— a total of 30 new entries, 15 new biographies, and 65 updates. | | | Encyclopedia of Social Work, 19th Edition, 1997 Supplement |
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http://www.naswpress.org/publications/reference/1997_supplement/2774.html
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| | waking slow: The Working Poor |
| | If you're interested in poverty issues, or like sociology reads (I clearly do), this is a really clear and interesting book that has the added bonus of being serious and well-researched. | | | Shipler is pretty impartial, and the book doesn't really veer into politics much, which is refreshing in its way. | | | However, I'm the first to admit that there are a lot of crappy teachers out there, so maybe he has a point. |
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http://www.wakingslow.com/archives/000262.html
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| | Re: The 'working poor' scam |
| | (Not too > bad for working 6.5 hours a day 180 days a year with a paid sabbatical > year off.) > > More generally as to the larger US population, Census figures for > median family income with a family head age... | | | Two married to > each other wind up at the top 5% level, the accursed rich. |
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http://www.talkaboutinvestments.com/group/sci.econ/messages/214524.html
(383 words)
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| | Power Reporting: |
| | A large list of links, collected for medical transcriptionists, including medical dictionaries, drug companies, etc. | | | A huge list of dictionaries of all types. | | | Works on a small block of text or a Web page. |
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http://www.powerreporter.com/category/Reference_shelf/Dictionaries
(710 words)
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