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| | Reserve requirements - Wikipedia, the free encyclopedia |
 | | Reserve requirements apply only to transaction accounts, which are components of M1, a narrowly defined measure of money. | | | Reserve requirements represent a cost to the banking system. | | | Reserve requirements, a tool of monetary policy, are computed as percentages of deposits that banks must hold as vault cash or on deposit at the central bank (in the United States in a Federal Reserve Bank), rather than, perhaps, lend out. |
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http://en.wikipedia.org/wiki/Reserve_requirements
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| | FRB: Monetary Policy, Reserve Requirements |
| | Reservable liabilities consist of net transaction accounts, nonpersonal time deposits, and eurocurrency liabilities. | | | Reserve requirements are the amount of funds that a depository institution must hold in reserve against specified deposit liabilities. | | | The amount of net transaction accounts subject to a reserve requirement ratio of zero percent (the "exemption amount") is adjusted each year by statute. |
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http://www.federalreserve.gov/monetarypolicy/reservereq.htm
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| | FRB: Press Release--Annual adjustments for reserve calculations and deposit reporting, Regulation D--October 4, 2005 |
| | The annual indexing of the low reserve tranche and the reserve requirement exemption amount is based on growth in net transaction accounts and total reservable liabilities, respectively, at all depository institutions between June 30, 2004 and June 30, 2005. | | | Reserve requirements currently are assessed on the depository institution's net transaction accounts (mostly checking accounts). | | | For reserve requirements in 2006, the first $7.8 million of net transaction accounts (up from $7.0 million in 2005), will be exempt from reserve requirements. |
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http://www.federalreserve.gov/boarddocs/press/bcreg/2005/20051004
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| | Federal Reserve Bulletin: Reserve requirements: history, current practice, and potential reform |
| | In fact, the Federal Reserve has never actually paid interest on required reserve balances.(4) Requiring depositories to hold idle, non-interest-bearing balances is essentially like taxing these institutions in an amount equal to the interest they could have earned on these balances in the absence of reserve requirements. | | | Although the Federal Reserve is no longer pursuing this type of short-run control of money, reserve requirements still play an important role in the conduct of open market operations, which are now aimed at influencing general monetary and credit conditions by varying the cost and availability of reserves to the banking system. | | | The higher the level of reserve requirements, the greater the costs imposed on the private sector; at the same time, however, higher reserve requirements may smooth the implementation of monetary policy and damp volatility in the reserves market. |
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http://www.findarticles.com/p/articles/mi_m4126/is_n6_v79/ai_14030602
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| | Are Reserve Requirements Still Binding? - Federal Reserve Bank of New York |
| | Banks are increasingly relying on vault cash to meet their total reserve requirements, with the result that applied vault cash holdings now represent the far largest share of reserves. | | | Banks trying to meet reserve requirements, or to shed unexpectedly large excess reserve positions, typically contribute to increased volatility in the federal funds market on the last day of the reserve calculation period. | | | The authors undertake to show that reserve requirements are ceasing to bind banks. |
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http://www.ny.frb.org/research/epr/02v08n1/0205benn/0205benn.html
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| | Proposition 56: State Budget, Related Taxes, Reserve, Voting Requirements, Penalties - California State Government |
| | Requires 25% of certain state revenue increases be deposited in reserve fund, which cannot be used to increase spending. | | | In the event that this measure and another measure or measures relating to the legislative votes required to pass the state budget, increase taxes, or enact or increase fees shall appear on the same statewide election ballot, the provisions of the other measure or measures shall be deemed to be in conflict with this measure. | | | This measure reduces from two-thirds to 55 percent the number of votes required to pass the budget bill and other bills--including tax increase measures--related to the budget bill. |
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http://www.smartvoter.org/2004/03/02/ca/state/prop/56
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| | Final Rule: Rule 15c3-3 Reserve Requirements for Margin Related to Security Futures Products; Release No. 34-50295; ... |
| | Generally, the Reserve Formula requires a broker-dealer to calculate any amounts it owes its customers and the amount of funds generated through the use of customer securities, called credits, and compare this amount to any amounts its customers owe it, called debits. | | | Without the amendments to Rule15c3-3a, the broker-dealer would be required to fund its customer reserve requirement at least in part with proprietary assets, which would require the broker-dealer to maintain two reserves to cover the same customer property, one reserve in the Reserve Bank Account and the second with the Clearing Organization. | | | The Reserve Formula requires a broker-dealer that clears and carries SFPs in securities accounts on behalf of customers to include cash that it receives from the customer as a credit item in calculating the customer reserve requirement. |
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http://www.sec.gov/rules/final/34-50295.htm
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| | Reserve Requirements |
| | The article states that a reduction in reserve requirements will make banks more profitable by allowing them to earn interest on previously non interest earning reserves therefore making them more financially sound. | | | Nevertheless it will be interesting to see the role of the reserve requirement tool in the future. | | | If the U.S. had decided to eliminate the resevere requirement in 92 instead of just lowering it and then congress would have decided to allow the the U.S. to default on it's debt, many banks could have been in serious trouble. |
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http://www2.tltc.ttu.edu/hein/_disc15/00000027.htm
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| | The Federal Reserve System In Brief: How the Fed Guides Monetary Policy |
| | Depository institutions use their reserve accounts at Federal Reserve Banks not only to satisfy reserve requirements, but also to process many financial transactions through the Federal Reserve, such as check and electronic payments and currency and coin services. | | | By law, financial institutions, whether or not they are members of the Federal Reserve System, must set aside a percentage of their deposits as reserves to be held either as cash on hand or as reserve account balances at a Reserve Bank. | | | With less money in these reserve accounts, banks have less money to lend, interest rates may increase, consumer and business spending may decrease, and economic activity may slow down. |
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http://www.frbsf.org/publications/federalreserve/fedinbrief/guides.html
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| | GAO Report |
| | To meet this requirement, the Army calculates that it has $1.3 billion in parts prepositioned or otherwise set aside for war reserve, it has $0.627 billion in on- hand peacetime inventory that could be used to meet its requirement, and it expects to acquire $0.131 billion in parts from the industrial base. | | | War reserves are protected go- to- war assets that are not to be used to improve peacetime readiness or to fill unit shortages. | | | The Army has specified that war reserve parts requirements calculations are to optimize parts requirements for specified readiness goals at the least cost, based on Department of Defense guidance. |
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http://www.globalsecurity.org/military/library/report/gao/gao-01-425.htm
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| | DefenseLINK News: Oft-Absent Reserve Component Members Endanger Education Benefits |
| | When circumstances that prevent a service member from continuing in the Selected Reserve through no fault of the member's, such as civilian job requirements or relocation, family health issues, a one-year absence from the Selected Reserve may be authorized. | | | The intent of MGIB-SR recoupment is to ensure that the service member refunds, as required by law, any MGIB-SR educational benefits not entitled to, based on failure to meet contractual obligations in the Selected Reserve. | | | Because they are no longer members of the Selected Reserve, their entitlements to the Montgomery GI Bill benefits are normally terminated. |
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http://www.defenselink.mil/news/Sep2002/n09172002_200209171.html
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| | Journal of Money, Credit & Banking: Federal Reserve System requirements, 1959-1988.@ HighBeam Research |
| | One measure of aggregate reserve requirement policy effects, the reserve adjustment magnitude, is calculated by the Federal Reserve Bank of St. Louis. | | | Changes in the Federal Reserve System's reserve requirement structure are often complex; consequently judging in the net effect on reserve requirements is difficult. | | | Particular attention is devoted to the complex changes in the reserve requirement structure initiated under the Monetary Control Act of 1980. |
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http://www.highbeam.com/library/doc0.asp?DOCID=1G1:7941510&refid=holomed_1
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| | 4th Qtr 1996 FRBKC Economic Review |
| | First, in the absence of a binding level of reserve requirements, the demand for central bank balances is no longer determined by the public's demand for transactions and term deposits but, instead, depends on depository institutions' need to hold balances for clearing and settlement purposes. | | | Second, the absence of binding reserve requirements may lead to increased volatility of short-term interest rates and impair the ability of central banks to implement monetary policy. | | | This means that there is a direct connection between the payments system and monetary policy and implies that institutional changes in the payments system, such as new clearing and settlement methods, may require corresponding changes in monetary policy operating procedures. |
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http://www.kc.frb.org/publicat/econrev/er96q4.htm
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| | Reserve Requirements |
| | Requirements regarding the amount of funds that banks must hold in reserve against deposits made by their customers. | | | Set by the Fed's Board of Governors, reserve requirements are one of the three main tools of monetary policy. | | | The other two tools are open market operations and the discount rate. |
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http://www.investopedia.com/terms/r/requiredreserves.asp
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| | Regulation D - Reserve Requirements of Depository Institutions |
| | In view of this requirement, a depository institution that purchases Federal funds should ascertain the character (not necessarily the identity) of the actual seller in order to justify classification of its liability on the transaction as Federal funds purchased rather than as a deposit. | | | Any exempt institution that has given general assurance to the purchasing depository institution that sales by it of Federal funds ordinarily will be for its own account and thereafter executes such transactions for the account of others, should disclose the nature of the actual lender with respect to each such transaction. | | | Regulation D - Reserve Requirements of Depository Institutions |
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http://www.bankersonline.com/regs/204/204-126.html
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| | Costly State Monitoring and Reserve Requirements |
| | Using an overlapping generation production-economy-monetary model characterized by the possibility of banking crisis, we try and answer whether at all these high reserve requirements are related to discipline the banks. | | | The paper explores one rationale behind the existence of financial repression, with the latter being represented through the obligatory "high" reserve requirement for the banks. | | | "Reserve requirements, bank runs, and optimal policies in small open economies," Working Paper 2003-39, Federal Reserve Bank of Atlanta. |
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http://ideas.repec.org/p/uct/uconnp/2004-33.html
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| | Phoenix Police Department - Phoenix Police Reserve Program (602) 534-9000 |
| | Applicants are required to pass all portions of the physical agility test in order to receive a background packet and continue in the process. | | | A reserve hour is any time which is in support of the reserve program | | | You may enable JavaScript through your browser's settings. |
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http://phoenix.gov/POLICE/phxres1.html
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| | Energy Citations Database (ECD) - Energy and Energy-Related Bibliographic Citations |
| | Numerical testing results show that near optimal schedules are obtained, and the method can provide a good balance between reducing costs and satisfying reserve requirements. | | | In this paper, a fuzzy optimization-based method is developed to solve power system scheduling problem with fuzzy reserve requirements. | | | These constraints are therefore fuzzy in nature, and crisp treatment of them may lead to over conservative solutions. |
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http://www.osti.gov/energycitations/product.biblio.jsp?osti_id=264258
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| | Shaq Helps Phoenix Reserve Bureau! |
| | You may enable JavaScript through your browser's settings. | | | The financial and direct benefits of serving as a Police Reserve Officer include paid off-duty work (solo certified), annual uniform allowance, paid court and | | | The Police Department supplies the uniform and required police equipment. |
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http://phoenix.gov/POLICE/shaq.html
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| | War Reserve Requirements and Stocks |
| | mands and the Services develop requirements to size | | | bulk fuel requirements are computed and time-phased by |
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http://www.tpub.com/content/USMC/mcwp4116/css/mcwp4116_28.htm
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