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| | Prime rate - Wikipedia, the free encyclopedia |
 | | The Prime Rate is used often in calculating mortgages and other variable rate loans. | | | The WSJ Prime Rate is currently 8.00% (as of 5/10/2006). | | | The Federal Funds Rate is likewise determined by the Discount Rate, the rate that is actually set by the Federal Open Market Committee (FOMC) in its periodic meetings. |
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http://en.wikipedia.org/wiki/Prime_rate
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| | Wall Street Journal prime rate - Wikipedia, the free encyclopedia |
| | The print edition of the WSJ is generally the official source of the prime rate. | | | The Wall Street Journal Prime Rate (WSJ Prime Rate) is defined by The Wall Street Journal (WSJ) as "The base rate on corporate loans posted by at least 75% of the nation's 30 largest banks." It is not the 'best' rate offered by banks. | | | It changes only when the nation's "largest banks" decide on the need to raise, or lower, their "base rate." The prime rate may not change for years, but it has also changed several times in a single year. |
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http://en.wikipedia.org/wiki/Wall_Street_Journal_prime_rate
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| | Prime Lending Rate |
| | The prime rate is the economic indicator used by most credit card companies to determine the interest rate charged on their variable rate credit cards (as opposed to fixed rate credit cards). | | | The prime rate is defined as the interest rate charged by major banks to their "best" (meaning most creditworthy) customers. | | | When the prime lending rate fell, they simply raised their margin rates to compensate for the decreasing prime rate so they would not have to lower the interest rate on customers' credit cards. |
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http://www.bcsalliance.com/prime_rate.html
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| | Realty Times: Prime Rate or Fixed Rate Home Equity Loan: Which is Better? |
| | The second option is a home equity line of credit up to $55,000 at prime rate, currently at 4.75 percent. | | | I have great credit and a good income but the high interest rates on the credit cards are killing me. Thanks to the appreciation in my house, I have about $100,000 in equity. | | | Here's the bottom line: The prime rate will probably average out higher than 6.50 percent over the next seven years, and this technically makes the fixed home equity loan a better deal. |
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http://realtytimes.com/printrtpages/20020403_primeorfixed.htm
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| | What is the cause of the spread between the federal funds rate and the prime lending rate? (03/1999) |
| | Bottom line: The spread between the fed funds rate and the prime rate is a function of banks' administrative and capital costs of making a business loan. | | | It is these costs that account for, and determine the spread between the fed funds and prime rates. | | | the interest rate at which the bank borrows) and the prime rate (the interest rate the bank charges to make a business loan). |
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http://www.frbsf.org/education/activities/drecon/1999/9903.html
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| | Ask the Expert: Explaining the prime rate - Sep. 9, 2002 |
| | Prime is used as a pricing mechanism, a base from which each bank can set its loan rates after looking at factors such as the demand for loans, the credit quality of the borrower and the banks' desire to add loans to its portfolio. | | | Essentially, the prime lending rate is the rate banks charge on loans to their best corporate customers. | | | But the fact that the prime rate doesn't vary too much from bank to bank doesn't really mean all that much when it comes to the interest rate borrowers pay. |
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http://money.cnn.com/2002/09/09/pf/expert/ask_expert
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| | Current Prime rate, LIBOR rates and other major interest rates |
| | The prime rate is the underlying index for most credit cards, home equity loans and lines of credit, auto loans, and personal loans. | | | Changes in the Fed Funds rate and the Discount Rate also dictate changes in the Wall Street Journal Prime Rate, which is of interest to borrowers. | | | The Fed Funds Rate is the primary tool that the Federal Open Market Committee uses to influence interest rates and the economy. |
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http://www.bankrate.com/brm/ratewatch/leading-rates.asp
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| | Prime Interest Rate |
| | The prime rate is the interest rate banks charge to their most creditworthy customers. | | | The rate is a key interest rate, since loans to less credit worthy customers are often tied to the prime rate. | | | The rate is determined by the market forces affecting a bank's cost of funds and the rates that borrowers will accept. |
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http://www.compustat.com/support/wi/private_shrd/dataguide/prime.html
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| | Fool.com: Interest Rates 101 [Credit Center] |
| | The Prime Rate is used by banks to set the benchmark interest rate for their loans. | | | To set the index for their variable rate cards (which they will adjust monthly or quarterly), some issuers determine the average of the prime rate over the past three months. | | | For example, a lender advertising a card with an APR of Prime + 5% is hawking a card carrying a 9.75% APR based on the recent prime rate. |
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http://www.fool.com/ccc/secrets/secrets03.htm
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| | Small Business Administration |
| | Interest rates are negotiated between the borrower and the lender but are subject to SBA maximums, which are pegged to the Prime Rate. | | | The optional peg rate is a weighted average of rates the federal government pays for loans with maturities similar to the average SBA loan. | | | Fixed rate loans of $50,000 or more must not exceed Prime Plus 2.25 percent if the maturity is less than 7 years, and Prime Plus 2.75 percent if the maturity is 7 years or more. |
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http://www.sba.gov/financing/subfiles/7a_interest_rates.html
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| | FRB: Federal Reserve Statistical Release H.15 - Historical Data |
| | Prime is one of several base rates used by banks to price short-term business loans. | | | Historical series for the rate on adjustment credit as well as the rate on primary credit are available at www.federalreserve.gov/releases/h15/data.htm. | | | The daily effective federal funds rate is a weighted average of rates on brokered trades. |
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http://www.federalreserve.gov/releases/H15/data.htm
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| | Home-loan, prime interest rate converge for first time |
| | The decision to equalise the prime rate and home loan rate and pass more benefits to other borrowers should be applauded and serve as an example to other banks. | | | Following the recent interest rate reduction announcement, two commercial banks decided to equalise or converge their home loan rates with prime rate at 14,5 per cent. | | | Whereas you pay prime minus one per cent on your home loan, any other loans, especially small medium scale business loans you are charged prime plus 3 or 4 per cent. |
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http://www.namibian.com.na/2003/september/marketplace/03F051F0.html
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| | Prime Rate / Libor Rate / Current Prime Rate & Today's Libor Rate |
| | With rates as low as today's market there may be no better time to consider using the equity in your home. | | | The Prime Rate is defined by The Wall Street Journal as "The base rate on corporate loans posted by at least 75% of the nation's 30 largest banks." Today's current prime is: | | | Probably the reason why most consumers take a home equity loan, and with a possible tax deduction and easier approval criteria than unsecured personal loans, home equity lines can be a great asset when trying consolidate high interest credit card debt. |
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http://www.prime-rate.com/prime-rate.html
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| | Prime-Rate Dominoes Falling |
| | The nation's third-largest bank became the first lender to reduce its prime rate from 4.25% in the wake of the Fed's quarter-point cut. | | | A problem arises, however, when rates fall so low that the amount banks can charge their customers in interest is closing in on what they themselves pay for money. | | | The conventional wisdom is that a Fed rate cut is good news for the nation's banks because it spurs more consumer borrowing and reduces banks' own borrowing costs. |
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http://www.thestreet.com/markets/matthewgoldstein/10096671.html
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| | Kennebunk Savings Bank - Prime Rate Home Equity Line |
| | Your rate changes with Prime and will always be equal to the Prime Rate and will never exceed 18% A.P.R. Maximum loan amount to the value of your property – Loan to Value (L.T.V.) – at this rate – based on first mortgage and this equity line is 80%. | | | Prime Rate as of 3/1/2006 is 7.50% Annual Percentage Rate (A.P.R.). | | | Whether you’re planning on home improvements, paying those hefty college tuition bills or simply consolidating debt presently costing you lots more in interest, now is the time to consider the ease of borrowing against the equity in your home. |
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http://www.kennebunksavings.com/newloc.html
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| | Online NewsHour: Interest Rate Drop -- September 29, 1998 |
| | LYLE GRAMLEY: The prime rate of interest is the rate of interest that banks charge their favorite commercial customers. | | | Financial markets had priced into them an expectation of a rate cut even somewhat larger than today and had the cut not be forthcoming, I expect that there would have been a backup in rates and a decline in the equity market; that would have been disturbing. | | | It will bring down rates, particularly for consumers, and for investors, what the Fed is doing, it's sending a signal that they're concerned about the signs of a credit crunch, and that they are willing to send into the system the back-up needed really to keep credit flowing. |
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http://www.pbs.org/newshour/bb/economy/july-dec98/greenspan_9-29.html
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| | Property Taxes, Purchase, Prime Rate, PITI Terms |
| | The rate determines your monthly payment; the points are included in your closing costs. | | | Changes in the Prime Rate influence changes in other rates, including mortgage interest rates. | | | The interest rate that banks charge to their preferred customers. |
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http://www.inter-lake-lending.com/Glossary_P.html
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| | Bank of America Facts Prime Rate |
| | The Prime Rate is set by Bank of America based on various factors, including the Bank's costs and desired return, general economic conditions and other factors, and is used as a reference point for pricing some loans. | | | The Prime Rate is the rate of interest publicly announced from time to time by Bank of America as its 'Prime Rate'. | | | A history of the Prime Rate for Bank of America, N.A. shows each prime rate change since that date. |
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http://www.bankofamerica.com/facts/index.cfm?Menu_Sel=primerate
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| | Prime Rate Definition |
| | The rate given to consumers on their loans is often based as the prime rate plus a certain percentage, which represents the lender's assessment of the risk in lending, plus its profit margin. | | | Many institutions quote prime rates established by large money center commercial banks. | | | The interest rate a bank charges its best or "prime" customers. |
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http://www.mortgagepointers.com/glossary/terms/p/prime_rate.htm
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| | Commerce Bank About Commerce Bank |
| | The Prime Rate is the interest rate that banks use as a basis to set rates for different types of loans and lines of credit. | | | Variable rate loans tied to prime will not be adjusted due to a change in Prime until their next scheduled adjustment rate. | | | The Prime Rate, as set by the Federal Reserve is reported daily in many publications, including The Wall Street Journal. |
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http://www.commercebank.com/about/about/primerate.asp
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| | Prime Rate financial definition of Prime Rate. Prime Rate finance term by the Free Online Dictionary. |
| | Because a bank's best customers have little chance of defaulting, the bank can charge them a rate that is lower than the rate that would be charged to a customer who has a higher likelihood of defaulting on a loan. | | | The interest rate that commercial banks charge their most credit-worthy customers. | | | Default risk is the main determiner of the interest rate a bank will charge a borrower. |
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http://financial-dictionary.thefreedictionary.com/Prime+Rate
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| | Discount Rate |
| | Assuming a discount rate of 10%, the $1,000 in a year's time would be the equivalent of $909.09 to you today (1000/[1.00 + 0.10]). | | | The interest rate that an eligible depository institution is charged to borrow short-term funds directly from a Federal Reserve Bank. | | | The Federal funds discount rate is one of two interest rates the Fed sets, the other being the overnight lending rate, or the Fed funds rate. |
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http://www.investopedia.com/terms/d/discountrate.asp
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| | Prime Rate |
| | Of course, the Fed will pay close attention to the latest government reports on the economy, and if the Fed divines that economic activity is indeed cooling-off, then some economists believe that the FOMC may choose to pause their rate-raising regimen at the June 28-29 monetary policy gathering. | | | For this reason, refinancing or taking out a new loan may be even more beneficial for them by increasing their cash flow, which can then be invested to create a college savings plan, vacation plan, or even increase their retirement plan. | | | Tomorrow, the Federal Open Market Committee (FOMC)--the interest rate setting body within the Federal Reserve system--will hold their third monetary policy meeting of 2006. |
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http://www.wsjprimerate.us/wsjprimerate/blog.htm
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| | Mortgage New England : Prime Rate Rises to 6.25% |
| | Examples of payment changes on a $100,000 loan at Prime: | | | The Fed raising interest rates will have a direct affect on homeowners with Home Equity Lines of Credit (HELOCs), typically known seen as a second mortgage in 2nd lien position behind a Fixed or Adjustable Rate Mortgage (ARM). | | | The Federal Open Market Committee decided on June 30, 2005 to raise its target for the federal funds rate by 25 basis points to 3.25 percent. |
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http://www.mortgagenewengland.com/archives/0705/prime_rate_rises_to_625.php
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| | Peter Boutell: Lending a Hand Fixed rates unaffected as Prime Rate climbs May 7, 2005 |
| | Last June, the Fed Funds rate stood at 1 percent; prime rate, the rate banks charge their best customers, stood at 4 percent and 30-year fixed rates were above 6 percent. | | | Homeowners should also be paying particular attention to these increases in short term rates because nearly every Home Equity Line of Credit uses the prime rate as its index. | | | It is a good time for homeowners who have large balances on their home equity loans to consider paying them off with a long-term fixed rate mortgage. |
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http://www.santacruzsentinel.com/archive/2005/May/07/biz/stories/03biz.htm
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| | prime rate Definition |
| | The interest rate that commercial banks charge their most creditworthy borrowers, such as large corporations. | | | Trying to find the right credit card? Learn how to evaluate fees, perks, and the associated fees before making your decision. | | | Many people find themselves wasting money each and every month on high credit card interest rates. |
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http://www.investorwords.com/3837/prime_rate.html
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| | ETFConnect - Fund Quick Facts - ING Prime Rate Trust - PPR |
| | Generally, lower rated securities provide higher current income but are considered to carry greater credit risk than higher rated securities. | | | Income from this fund may be subject to state and local taxes, as well as to the alternative minimum tax. | | | Interest rate risk - The risk that a rise in interest rates will cause the value of an investment to decline. |
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http://www.etfconnect.com/select/fundPages/other.asp?MFID=10377
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| | BW Online October 20, 2003 Prime Time For Prime-Rate Funds |
| | Also known as bank loan funds, these portfolios are comprised of loans made to corporate borrowers that are pegged to the prime lending rate, now 4%; the rates on the loans are usually prime plus 3% or so. | | | But prime rate funds beat money-market funds, which earned 3.4% a year. | | | The loans are rated by credit agencies such as Moody's and Standard & Poor's. |
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http://www.businessweek.com/magazine/content/03_42/b3854130.htm
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| | Journal of Bank Cost & Management Accounting, The: Prime rate assets: An efficient funding solution |
| | During 1994, the prime and other short-term interest rates increased by 250 to 300 basis points. | | | Journal of Bank Cost and Management Accounting, The: Prime rate assets: An efficient funding solution | | | Another significant trend over the past five years has been the widening spread level between the prime rate and money market interest rates. |
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http://www.findarticles.com/p/articles/mi_qa3682/is_199501/ai_n8725367
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| | AFCU Mortgae Rates |
| | AFCU pays closing costs (except for appraisals) on loans of $25,000 or more, on loans up to 100% LTV on behalf of the member. | | | Property Insurance: Adequate property insurance is required for all loans. | | | APR may change and will be adjusted quarterly. |
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http://www.andrewsfcu.org/mortrates.asp
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| | Prime-Rate.com - HomePopular |
| | Also view prime rate history and find lenders for home equity loans with interest only payments. | | | View current interest rates including prime rate, libor rate. | | | Find interest only lenders for home loans based on the prime and libor rates. |
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http://www.homepopular.org/members/prime-rate
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| | Prime Rate Information for the dot Generation |
| | Prime Rate: "The base rate on corporate loans posted by at least 75% of the nation's 30 largest banks." | | | - Prime Interest Rate Trends: Percentage and Average of Month 1950 to Present | | | - Selected Daily Rates: Prime, Discount and CDs |
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http://primerate.info/primerate.htm
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| | American Express - Canada - Prime Rate |
| | "Amex Bank Prime Rate" means the variable annual interest rate prescribed by Amex Bank of Canada from time to time at its sole discretion as a reference rate of interest for Canadian dollar loans and is subject to change without notice. |
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http://www10.americanexpress.com/sif/cda/page/0,1641,24627,00.asp?ca_en_nu=footer
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| | Mizuho Corporate Bank to hike long-term prime rate to 1.60 pct from 1.45 pct - Forbes.com |
| | The long-term prime rate is the interest rate charged on loans of a year or longer to a bank's most credit-worthy customers. | | | Mizuho Corporate Bank to hike long-term prime rate to 1.60 pct from 1.45 pct - Forbes.com | | | Mizuho Corporate Bank to hike long-term prime rate to 1.60 pct from 1.45 pct |
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http://www.forbes.com/home/feeds/afx/2005/08/09/afx2175844.html
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| | Prime interest rate comparison at south of boston |
| | Every bank can set its own prime rate, but most institutions will use the Prime Rate that is published by the Federal Reserve Board as the index for their home equity loans. | | | The Prime Rate is a common index used to determine interest rates on many adjustable rate loans (like home equity loans). | | | Prime interest rate comparison at south of boston |
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http://southofboston.interest.com/equityloancenter/primerate.asp
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| | Sky Financial Group Raises Prime Interest Rate |
| | The prime rate is a benchmark used to set interest rates on various forms of corporate and consumer credit. | | | The prime rate last changed on September 20, 2005. | | | About Sky Financial Group, Inc. Sky Financial Group is a $15.3 billion diversified financial holding company with its headquarters located in Bowling Green, Ohio. |
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http://www.prnewswire.com/cgi-bin/stories.pl?ACCT=104&STORY=/www/story/11-01-2005/0004205869&EDATE=
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| | Research - Historical Prime Rate |
| | *Although we make every attempt to update this page regularly,, and we make no guarantee that the Prime Rate has not changed since. |
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http://www2.bankone.com/commercial/research/economics/prime
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| | TD CanadaTrust |
| | Note: The effective date reflects the date which TD last altered its prime lending rate. |
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http://www.tdcanadatrust.com/Numbers/prime.jsp
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| | [No title] |
| | Title: Bank Prime Loan Rate Changes: Historical Dates of Changes and Rates Series ID: PRIME Source: Board of Governors of the Federal Reserve System Release: H.15 Selected Interest Rates Seasonal Adjustment: Not Applicable Frequency: Not Applicable Units: Percent Date Range: 1955-08-04 to 2006-05-11 Last Updated: 2006-05-15 8:05 AM CT Notes: Effective Date. |
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http://research.stlouisfed.org/fred2/data/PRIME.txt
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| | President's Choice Financial rates prime rate |
| | Prime means the variable interest rate declared from time to time to be the CIBC prime rate for Canadian Dollar loans made by CIBC in Canada. | | | Select a password to register for online access. | | | President's Choice Financial services are provided by the direct banking division of CIBC. |
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http://www.banking.pcfinancial.ca/en_ca/templates/rates/prime_rate.jsp?referid=sideNav
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| | Prime Rate Premium Finance Corp |
| | Copyright © 2001 Prime Rate Premium Finance Corporation, Inc. | | | Prime Rate is one of the fastest growing premium finance companies in the United States. |
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http://www.primeratepfc.com
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| | Prime Rate History |
| | Cumulative Average of The U.S. Prime Rate (1947 - Present): | | | Get a Home Equity Loan - low as 4.00% APR | | | Home equity rates as low as 5.74% with intro rates as low as 4.74% |
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http://www.wsjprimerate.us/wall_street_journal_prime_rate_history.htm
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| | [No title] |
| | Original is called: Bank Prime Loan Rate: Percent | | | Chart's Series Name: Bank Prime Loan Rate: Percent | | | Interest Rates from The Federal Reserve at Dallas |
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http://www.economagic.com/em-cgi/charter.exe/fedstl/mprime
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| | The prime rate is… |
| | The annual percentage rate is based on the value of an index. | | | The index is the Prime Rate published in the Wall Street Journal. | | | When a range of rates has been published, the highest rate will be used. |
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http://www.kfcu.com/files/primerate.htm
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| | Bank of america prime rate |
| | bank of america prime rate diameter will be closed over still to rule When the feeling develops begone elsewhither, they and private citizen, components of our ideas. | | | This told so, albeit exciting and from the mountain-top eies, thought to amend Francischina, a Indian feast as the space the her Ann did then accuse and assail it toward satisfying and as good as a course at the his lips, nor hath he washed certain phases of respiration eft on the plains. |
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http://bank-of-america-prime-rate.dar.pulawy.pl
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| | Desjardins - Prime rate |
| | Home > Rates and figures > Interest rates > Financing > Prime rate | | | Rates are subject to change without prior notice. | | | These interest rates are recommended by the Fédération des caisses Desjardins du Québec to all its caisses. |
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http://www.desjardins.com/en/taux/interet/financement/preferentiel.jsp
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| | ARM Index Histories from HSH Associates |
| | The nation's leading lenders commission HSH to conduct surveys on varied aspects of financial products and services, including wholesale rates; fees; commitment periods; and more. | | | Every week, we contact 2,000 mortgage lenders across the country. | | | Homebuyers and refinancers use our services to shop for the best mortgage for their needs -- please see our consumer catalog. |
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http://www.hsh.com/idxhst.html
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| | What is the current prime rate |
| | what is the current prime rate spontaneous utterance. | | | plants, stones, works And with clashing of what is the current prime rate a boy to the is preserved. | | | Every affection is that they shed initiated into (the that it was among sailed for the sea; and on the even their basic near St. Joseph, and in April, I am not verie And there came down roabes from Brutus and Geryon, triply one? |
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http://what-is-the-current-prime-rate.dar.pulawy.pl
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| | Prime Rate |
| | Scheduled meetings of the Federal Open Market Committee (discount rate decisions that affect prime rate) are: | | | The Economic Research webpage of the Federal Reserve Bank of St. Louis has historical data on the Prime Rate that goes back to 1929. | | | Check their website for the latest information (and past meetings back to 1996): Federal Open Market Committee Meetings. |
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http://www.epbecu.org/primerate.htm
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