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| | Yield curve - Wikipedia, the free encyclopedia |
 | | In finance and economics, the yield curve or the term structure of interest rates is the relationship between the cost of borrowing money and the amount of time the money is being borrowed for. | | | This theory suggests that the yield on a long-term instrument is equal to the geometric mean of the yield on a series of short-term instruments. | | | Yield curves are usually upward sloping and accelerating; the longer the maturity, the higher the yield. |
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http://en.wikipedia.org/wiki/Yield_curve
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| | Principles of Finance |
| | short-term assets should be financed with short term liabilities; long-term assets should be financed with long-term sources of financing. | | | Leverage is a magnification of earnings that results from having fixed costs in the company. | | | Financial leverage is equal to the percentage change in net income divided by the percentage change in operating income. |
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http://campus.murraystate.edu/academic/faculty/larry.guin/FIN330/Eightprn.htm
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| | Design-Build Institute of America, DBIA |
| | A leverage lease is usually long-term, frequently 15 to 20 years in length plus options to renew the lease for most of the building's economic life. | | | The financing uses a combination of equity and debt, with approximately 10% equity and 90% debt. | | | By virtue of the assignment agreement, the financing component of the transaction is transferred from the design-builder to the lender. |
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http://www.dbia.org/secure/dateline/69_spec.html
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| | EH.Net Encyclopedia: Economic Recovery in the Great Depression |
| | The principal impetus to the growth of the money stock, therefore, was banks' increased purchases of U.S. government securities, both ones already outstanding and ones issued to finance the deficits of those years. | | | For present purposes, the decade of the Depression runs from August 1929, when the economy was at its business cycle peak, through March 1933, the contraction trough, to June 1942, when the economy clearly was back to it long-run high-employment trend. | | | A second factor causing the depression was the falling federal budget deficit, due to two considerations. |
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http://www.eh.net/encyclopedia/?article=Steindl.GD.Recovery
(2895 words)
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| | Corporate Finance |
| | This seminar is a refresher and update of the corporate finance function, with specific emphasis on long-term financing and investments. | | | You'll cover a range of corporate finance functions while focusing on long-term financing and investment and how they help create value for a company. | | | To provide accountants and other financial professionals with an overview of corporate finance, its scope and operations. |
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http://www.cpeonline.com/cpenew/courset.asp?topic1=O156
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| | Lender requiring co-signer and collateral |
| | The lender requiring collateral along with having a co-signer on the loan is using a belt-and-suspenders approach to lending, but as long as your husband agrees to have the car as collateral on the loan, the lender's not doing anything wrong. | | | Your stepfather-in-law isn't collateral; he's agreeing to be responsible to pay the debt if his stepson doesn't pay. | | | The lender can't speak to your husband's ability to borrow from his 401(k) or 457 plans because the plan provider(s) would be lending the funds. |
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http://www.bankrate.com/brm/news/DrDon/20040421a1.asp?rss=1
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| | Business Economics: Leverage risk in the nonfinancial corporate sector |
| | Adjusting corporate financing trends properly for inflation better illustrates the degree to which firms have levered up in the 1980s and demonstrates that the recent debt buildup has not been dominated by cyclical or long-term trends. | | | Instead, the debt buildup was largely related to financing of corporate restructurings that resulted in massive net equity retirements totalling $371.5 billion.(1) Debt financing has been more heavily relied upon in the 1980s than in any other postwar period, but it is the debt-for-equity explosion that makes the 1980s unique and financial risk higher. | | | The inflation adjustment adds back to internal funds the portion of the growth in net financial liabilities (liabilities minus assets) attributed to inflation, and the inflationary rise in net liabilities is subtracted from the change in total debt. |
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http://www.findarticles.com/p/articles/mi_m1094/is_n3_v24/ai_7730121
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| | Title 9-A - §2-401. Finance charge for consumer loans |
| | This section does not limit or restrict the manner of calculating the finance charge, whether by way of add-on, discount or otherwise, so long as the rate of the finance charge does not exceed that permitted by this section. | | | Notwithstanding paragraph A, with respect to a consumer loan in which the amount financed exceeds $8,000, a lender may not contract for and receive a finance charge calculated according to the actuarial method in excess of 18% per year on the entire amount of the loan. | | | Notwithstanding any other subsection, the finance charge on an insurance premium loan may not exceed 18% per year on the unpaid balances of the amount financed, except for any minimum charge that may be allowed pursuant to subsection 7. |
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http://janus.state.me.us/legis/statutes/9-A/title9-Asec2-401.html
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| | bond |
| | Security is usually pledged against a bond; unsecured bonds are regarded as a long-term obligation on the capital of the issuing body. | | | bond, in finance, usually a formal certificate of indebtedness issued in writing by governments or business corporations in return for loans. | | | Government bonds are backed by the full faith and credit of the government issuing them, including its taxing power, and sometimes also by specifically designated security. |
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http://www.factmonster.com/ce6/bus/A0808227.html
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| | The Hindu Business Line : Shake-up of pension market will make for better public finances |
| | Pension funds such as insurance funds could help improve the long-term sustainability of public finances and play an important role for the development of capital market, especially the long-term debt market. | | | The Government's announcement aims to contain the escalating expenditure on pension provisions for public sector employees and allow for greater freedom to employees in terms of switching from one scheme to another. | | | Pension reforms, aimed at reducing unfunded, social security-type benefits and encouraging accumulation of savings in privately funded schemes, are likely to facilitate fiscal consolidation by reducing public pension expenditure, on the one hand, and providing new sources of funds for capital market development, on the other. |
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http://www.blonnet.com/2003/11/26/stories/2003112600030900.htm
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| | The Guardian |
| | But in order to achieve this, to preserve its overwhelming power and expand it further, [finance capital] needs the state, which ensures its command of the domestic market by way of import duties and tariff policies. | | | The main function of such a party and its methods of struggle were predetermined by the needs of the ruling class, long before it actually emerged, and before it was conceptualised or named. | | | This victory showed that capitalism had entered its final stage, which encompasses a long historical period, but regardless of all detours bears the trait of capitalism's defeat by socialism in the course of a bitter, worldwide class struggle. |
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http://www.zip.com.au/~cpa/garchve4/1062fasc.html
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| | security finance |
| | Security Church Finance, Inc. Security Church Finance, Inc. is a Broker/Dealer that provides long term... | | | Security Finance is a consumer loan company headquartered in Spartanburg, South Carolina... | | | Security Finance has more than 670 offices in... |
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http://www.tradethedax.com/articles/16/security-finance.html
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| | FINANCE |
| | Internal management of working capital and income sources and cost of long-term funds; capital budgeting; financing of the growth and expansion of business enterprises; government regulation of the financial process. | | | Topics include business valuation and financing, performance evaluation, risk analysis, capital budgeting, and inflation and taxes. | | | Valuation of public and private companies; cost of capital estimation; investment complications, such as taxes, inflation, risk, project interdependencies, and financing-investment interactions; leasing; mergers; spin-offs and carve-outs. |
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http://www.washington.edu/students/crscat/finance.html
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| | Brad DeLong's Semi-Daily Journal: International Finance |
| | Foreigners would be unwilling to finance the U.S. trade deficit for long. | | | International finance economists, by contrast, look at the asset markets. | | | Bush administration international economic policy is way out of balance as well: the administration should be doing much more than it is doing--i.e., nothing--to try to minimize the size of the financial crisis should foreigners suddenly decide to dump their dollar assets on a large scale. |
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http://delong.typepad.com/sdj/international_finance
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| | Amazon.com: Finance (Business Review Series): Books: Walter J. Wessels |
| | If you are having trouble with a basic Finance course, I don't think this book will disappoint you as long as you invest a minimal amount of time. | | | Finance is the application of a number of financial and economic principles to maximize the wealth or overall value of a business. | | | I used this book solely to study for the DSST Finance exam. |
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http://www.amazon.com/exec/obidos/tg/detail/-/0764112759?v=glance
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| | ADVISORY RULING #47 |
| | As long as the consumer is given 25 days in which to pay the previous month's purchases prior to incurring a finance charge, there is no statutory prohibition on assessing a finance charge in the manner outlined previously. | | | Your client wants to assess a finance charge on an ADB of $45.71 for February because the January 31 statement does not reflect purchases in January and your client wishes to charge for the consumer's use of the $91.42 for 15 days. | | | You also plan to follow the same procedure if the consumer made a $10 purchase in January, but will assess the finance charge on that portion of the January 31 new balance which is not attributable to purchases made in the January billing cycle. |
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http://www.state.me.us/pfr/ccp/advisory_rulings/htm_files/AR47.htm
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| | Kiplinger's Personal Finance Magazine: Trading Places - time-share resorts - Industry Overview |
| | And when you think of it that way, buying a time share is a reasonable use of your money over the long term, according to Ziobrowski. | | | Hotel-chain time shares are holding their value better than older resorts, but even they tend to sell at a loss. | | | Time shares may be the least liquid assets on the planet, and if you do manage to find someone willing to buy one from you, you'll be lucky to get back half of what you paid. |
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http://www.findarticles.com/p/articles/mi_m1318/is_7_54/ai_63127425
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| | Sliding into the Great Depression |
| | Even though credit was ample--in the sense that borrowers with perfect and unimpaired collateral could obtain loans at extremely low interest rates--the businesses in the economy (few of which had perfect and unimpaired collateral) found it next to impossible to obtain capital to finance investment. | | | This doctrine--that in the long run the Great Depression would turn out to have been "good medicine" for the economy, and that proponents of stimulative policies were shortsighted enemies of the public welfare--drew anguished cries of dissent from those less hindered by their theoretical blinders. | | | All other depressions and recessions are from an aggregate perspective (although not from the perspective of those left unemployed or bankrupt) little more than ripples on the tide of ongoing economic growth. |
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http://econ161.berkeley.edu/TCEH/Slouch_Crash14.html
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| | Town of Belmont, MA - Warrant Committee Annual Report 2004 |
| | Several years ago the Warrant Committee, in collaboration with the Board of Selectmen, also began a process of long-term financial planning which we have improved upon each year. | | | In addition, the Warrant Committee, in concert with the Selectmen, School Committee and Capital Budget Committee, have made a major effort to educate Town Meeting Members and the public about the Town’s fiscal realities and problems, as well as initiatives to address them. | | | Despite difficult financial circumstances, the Warrant Committee proposed a fiscal 2005 budget to the April 2004 Town Meeting that included only limited reductions in services in certain departments and selected marginal improvements in other areas, most notably schools. |
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http://www.town.belmont.ma.us/Public_Documents/F0001046A/townreports/2004/finance/warrant
(578 words)
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| | Finance Department |
| | Optimal financing and asset administration; advanced techniques of capital budgeting; application of analytical methods to the administration of the finance function of the business firm. | | | Financing business enterprises; financial planning and control; analysis of alternative sources and uses of combinations of short-, intermediate- and long-term debt and equity. | | | Description: Prerequisites: Finance 332, a concentration in finance, consent of department internship adviser, junior standing, 2.5 GPA and one semester in residence at the university. |
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http://www.fullerton.edu/catalog/academic_departments/fin.asp
(1932 words)
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| | Long |
| | In finance, the holder of a long position in a security, such as a stock, owns the security, whereas the holder of a long position in a futures contract has the obligation to buy the underlying at a forward date. | | | In computing, long is often used as a short-hand description for the long integer datatype, particularly when used to declare a variable of this type (for example in the C programming language). | | | Long, a commune of the Somme département, in France |
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http://www.brainyencyclopedia.com/encyclopedia/l/lo/long.html
(205 words)
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| | Personal Finance: Money 101: Glossary |
| | Financing required for the operation of a business, composed of long-term and working capital plus fixed assets. | | | Also called the broker loan rate, the interest rate that banks charge brokers to finance margin loans to investors. | | | Placing limits on the amount of new investment undertaken by a firm, either by using a higher cost of capital, or by setting a maximum on the entire capital budget or parts of it. |
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http://money.cnn.com/services/glossary/c.html
(9848 words)
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| | Finance in Long Sault ONTARIO Canada - Pagelite Search The Canadian Web Directory |
| | ...s (enc.)long saphenous vein..Long Sault, Ontario (enc.)Long sea..Long.....List of finance topics..List of finance topics (alphabetical)Long.....He was born in Timmins, Ontario, Canada. | | | Finance; Health and Long-Term Care; Labour; Management Board Secretariat; Municipal Affairs and Housing;... | | | Deputy Premier and Minister of Finance from 1995... |
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http://search.pagelite.ca/canada/ONTARIO/Long%20Sault/Finance%20in
(525 words)
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| | Careers in Finance: Corporate Finance: Overview |
| | Rather the key to performing well in corporate finance is to work with a long view of what going to make your company successful. | | | A career in corporate finance means you would work for a company to help it find money to run the business, grow the business, make acquistions, plan for it's financial future and manage any cash on hand. | | | Many would argue that corporate finance jobs are the most desirable in the entire field of finance. |
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http://www.careers-in-finance.com/cf.htm
(291 words)
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| | Cash Advance Financial Assistance - Pre-Settlement Finance Staten Island, New York NY |
| | Pre-Settlement Finance will work quickly and professionally to help you get the assistance that you need now and allow your attorneys the time they need to resolve your case for its proper value. | | | By calling Pre-Settlement Finance today and speaking with one our courteous and knowledgeable personnel, we can begin the process immediately. | | | Since many insurance companies hold on to their money as long as possible, people with injury claims are forced to wait a long time, usually years, to resolve their case. |
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http://www.presettlementfinance.com
(291 words)
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| | Panel May Take Lead On Social Security (washingtonpost.com) |
| | Finance Chairman Charles E. Grassley (R-Iowa) said the White House has privately assured him that the president will assist by offering his preferences on some of the most politically sensitive issues, such as whether to raise taxes or cut benefits to fix the system -- as well as what form the accounts would take. | | | Bush is confident that he has convinced Americans that Social Security faces long-term fiscal problems, even if they remain skeptical of his plan for personal investment accounts. | | | After spending nearly four months campaigning to restructure Social Security, President Bush is headed toward what many Republicans consider a make-or-break moment in the effort to transform the 70-year-old retirement program: a showdown with the Senate Finance Committee. |
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http://www.washingtonpost.com/wp-dyn/articles/A59518-2005Apr16.html
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| | Financial Executives Online |
| | No one has to tell you that finance has come a long way from its bean-counter days. | | | Traditional finance skills are still the bedrock for being an effective financial executive. | | | The role of consigliere, or strategic partner, requires young finance professionals to master a broad array of "soft skills." Some of the most important abilities - innovation, strategic vision and entrepreneurial drive - traditionally have been considered the CEO's skill set. |
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http://www.fei.org/magazine/articles/11-12-2000_Research.cfm
(657 words)
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| | Reconstruction Finance Act - Wikipedia, the free encyclopedia |
| | Reconstruction Finance Corporation (RFC), former U.S. government agency, created in 1932 by the administration of Herbert Hoover. | | | It financed the construction and operation of war plants, made loans to foreign governments, provided protection against war and disaster damages, and engaged in numerous other activities. | | | In 1939 the RFC merged with other agencies to form the Federal Loan Agency, and Jesse Jones, who had long headed the RFC, was appointed federal loan administrator. |
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http://en.wikipedia.org/wiki/Reconstruction_Finance_Act
(255 words)
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| | Rescue Finance--Struggling Companies Cope By Fusing High Yield And Bank Loans |
| | Worse, issuers, particularly those in the whipsawed utility sector, worried that in going long now, they'd be stuck paying the price for a short-term dip in their fortunes for years to come. | | | In fact, all three of these sectorsutilities, energy and airlinesare good candidates for rescue financing because they have a fair number of fallen angel issues with looming liquidity issues and with wide swaths of unencumbered assets that can be pledged to support rescue deals. | | | It is return, pure and simple, that guarantees these financings for Goodyear and other issuers a ready audience. |
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http://www.fleetcapital.com/resources/capeyes/a06-03-164.html
(255 words)
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