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| | Credit card - Wikipedia, the free encyclopedia |
 | | The cardholder of a secured credit card is still expected to make regular payments, as he or she would with a regular credit card, but should he or she default on a payment, the card issuer has the option of recovering the cost of the purchases paid to the merchants out of the deposit. |  | | A credit card is different from a debit card in that the credit card issuer lends the consumer money rather than having the money removed from an account. |  | | A credit card system is a type of retail transaction settlement and credit system, named after the small plastic card issued to users of the system. |
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http://en.wikipedia.org/wiki/Credit_card
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| | FRB: Choosing a Credit Card |
 | | Some credit card companies charge a fee if you pay by telephone (that is, if you arrange by phone for payment to be transferred from your bank to the company) or to cover the costs of reporting to credit bureaus, reviewing your account, or providing other customer services. |  | | For example, your finance charge may be calculated to be 35¢--but if the company’s minimum finance charge is $1.00, you’ll pay $1.00. |  | | Charged when you use the card for a cash advance; may be a flat fee (for example, $3.00) or a percentage of the cash advance (for example, 3%) |
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http://www.federalreserve.gov/pubs/shop
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| | Federal Trade Commission |
 | | Without a free period, the card issuer may impose a finance charge from the date you use your card or from the date each transaction is posted to your account. |  | | Your balance is determined by subtracting payments or credits received during the current billing period from the balance at the end of the previous billing period. |  | | The card issuer also must disclose the "periodic rate" - the rate applied to your outstanding balance to figure the finance charge for each billing period. |
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http://www.ftc.gov/bcp/conline/pubs/credit/choose.htm
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| | CREDITNET Straight Talk Charge Card vs. Credit Card? |
 | | You have to be careful using charge cards because you have to pay the balance in full on the next statement. |  | | Credit cards allow you to revolve a balance on a monthly basis, that is, to carry a balance. |  | | You can treat a credit card as a charge card by paying the balance in full to avoid finance charges. |
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http://consumers.creditnet.com/straighttalk/board/showthread.php?threadid=17476
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| | Review of Travel Charge Card Delinquencies-Background |
 | | To have the card reinstated after cancellation, the employee is required to undergo a credit check (which is initially waived as a courtesy to the government). |  | | These reports list such things as current account balances, charges made by cardholders, accounts that are in the process of being suspended or canceled for non-payment, and accounts that actually have been suspended or canceled. |  | | Fleet services charge cards are used for fuel and minor maintenance relating to government vehicles. |
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http://www.usdoj.gov/oig/reports/plus/e0101/background.htm
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| | JMU - 4220 MasterCard Purchase Charge Card |
 | | Notifies individual cardholders of inappropriate expenditures charged to the card and collects payment for the purchase and any delinquent charges from the individual. |  | | Departments are liable for authorized charges made using the card, cardholders are responsible for official University purchases only. |  | | MasterCard is the charge card vendor for the Commonwealth of Virginia. |
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http://www.jmu.edu/finprocedures/4000/4220.shtml
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| | Woodalls Open Roads Forum: Around the Campfire: walmart refused mt charge card |
 | | These are when you use a debit card as a credit card and sign for the purchase. |  | | Card companies were gouging WM (and us) charging 4x more for them than debit/PIN. |  | | I believe that if you have a business membership and intend to resell the merchandise then you are not charged tax since you will be charging tax when you resell the merchandise. |
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http://www.woodalls.com/cforum/Index.cfm/fuseaction/thread/tid/13627990.cfm
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| | Credit, Debit And Charge: Sizing Up The Cards In Your Wallet |
 | | Charge cards generally impose a fee and tack on penalties to discourage you from carrying a balance. |  | | But regardless of fees, for many consumers the cost of having a charge card is often significantly lower than the cost of having a credit card due to the interest-related debt that can be racked up with the credit card. |  | | When you make a purchase with a debit card, the payment for the purchase is taken directly from your bank account. |
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http://www.investopedia.com/articles/pf/05/cards.asp
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| | JPMorgan Chase Travel Card - Travel Services Office - Office of the Vice President for Business Affairs |
 | | The protested charges will be removed from the immediate amount due while they are being investigated, and if you have paid the charges you know are yours, your account will stay current. |  | | Card holders who have made retail charges which are not clearly distinguishable as business related purchases receive a memorandum: |  | | Persons having charges which appear on the monthly Merchant Category Exception Report, that are not clearly distinguishable as business related, will be asked to provide a statement in writing explaining the business travel purpose of such purchases. |
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http://www.uthscsa.edu/business/travel/corporatecard.shtml
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| | Small Purchase Charge Card |
 | | The intent of Policy 505, "Small Purchase Charge Card Program," is to ensure that the faculty and staff of the University utilize the SPCC in a fiscally responsible manner. |  | | In an effort to streamline purchasing and accounts payable steps and sharply reduce paperwork, the Commonwealth has established a contract allowing agencies and institutions to use charge cards for transactions up to $5,000 for the purchase of goods and services. |  | | The SPCC is a charge card-based system used to purchase low value, non-strategic items. |
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http://www.vsu.edu/pages/1194.asp
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| | Nation's Restaurant News: Fast feeders tap quicker charge-card methods to boost sales - News - fast food restaurants ... |
 | | Research firms and credit-card companies confirm that card acceptance and spending is on the rise in the QSR world. |  | | Several chain operators and card vendors who were asked recently about the current state of fast feeders' card acceptance predicted speed-ups in adoption throughout the massive industry sector, which has tended to resist allowing purchases via plastic because of service-bottleneck worries. |  | | Among the benefits cited by Visa as a result of its tests were a 20- to 30-percent increase in average checks, compared with cash transactions; improved speed of service; and a reduction in the number of customers frightened away from drive-thrus by long lines during peak hours. |
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http://www.findarticles.com/p/articles/mi_m3190/is_7_37/ai_97998513
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| | Productivity Card for Business: T&C's Charge Card |
 | | Company agrees it will be liable for any Charges resulting from your use of the Productivity Card or your Cardholder Account, whether for business purposes or for personal, family or household use (though you understand that your Account is not intended to be used for personal, family or household use). |  | | Additionally, Company is liable for all amounts owing on the Company Account and promises to pay us for all Purchases, Cash Advances, and any other fees and charges charged to or accrued on the Company Account under the terms of this Agreement. |  | | All fees are charged to the Company Account. |
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http://www.productivitycard.com/benefits_tcs_charge.htm
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| | Charge card - Wikipedia, the free encyclopedia |
 | | A charge card is similar to a credit card, except that the charges made to it must be paid-off each month, rather than having revolving credit which carries a balance forward. |  | | Some high-end retailers like Neiman Marcus issue charge cards to customers. |  | | Many people are not aware of this distinction however, and often interchangeably use "charge card" to describe any card which can be used as payment, or "credit card" for any credit or charge card. |
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http://en.wikipedia.org/wiki/Charge_card
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| | UW Travel Charge Card Policy |
 | | If your account is terminated for delinquency, dishonored payments, not using your reimbursement to pay your card balance, or use of the card for personal charges, your account cannot be reinstated. |  | | All documents related to the UW Travel Card may be fully disclosed as a public record to the extent provided for by the Public Disclosure Laws. |  | | In addition, you may use the UW Travel Card for non-reimbursable expenses reasonably incident to UW business related travel expenses where it is not practical for a merchant to separate the non-reimbursable charges onto a different bill (e.g., in-room movie or mini-bar charges). |
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http://www.washington.edu/admin/travel/travelcardpolicy.html
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| | DoD News: DoD Moves to Improve Charge Card Programs |
 | | In fiscal 2001, the department had 207,025 purchase card accounts totaling $6.1 billion in DoD spending. |  | | Details of the task force recommendations are in the "Task Force on DoD Charge Card Programs Final Report." The task force included representatives from major DoD organizations and was assisted by the Office of Management and Budget, Office of Personnel Management, the Department of Justice and the General Services Administration. |  | | Create an exemption to mandatory use of the travel card for certain deployments to locations where it would be difficult for the traveler to ensure a timely reimbursement. |
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http://www.defenselink.mil/releases/2002/b06272002_bt332-02.html
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| | Charge Card |
 | | A card that charges no interest but requires the user to pay his/her balance in full upon receipt of the statement, usually on a monthly basis. |  | | While it is similar to a credit card, the major benefit offered by a charge card is that it has much higher, often unlimited, spending limits. |  | | This type of card does not allow cardholders to carry a balance from one month to the next as they would with a credit card. |
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http://www.investopedia.com/terms/c/chargecard.asp
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| | Charge Cards - Charge Card Deals - Charge Card Offers |
 | | With these Charge Card Offers, you can start collecting Business Rewards as soon as you make you first purchase. |  | | No preset spending limit* or finance charges, plus an extended payment option. |  | | Manage your account with Summary of Accounts and track charges with Expense Management Reports. |
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http://www66.americanexpress.com/sbsapply/servlet/FMACServlet?request_type=LearnMore&bos=b&ct=15
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| | Travel Charge Card Policies - FAA Office of Financial Services |
 | | The PAID program allows employees to pay outstanding travel charge card debt without being subject to disciplinary action, regarding of how the debt was incurred during the period of Thursday, July 15, 2004 and ends midnight Wednesday, September 15, 2004. |  | | FAA has implemented the mandatory use of the travel charge card as provided in the Travel and Transportation Reform Act of 1998. |  | | September 12, 2000 Memorandum of Agreement with PASS(FS) in PDF format regarding mandatory use of the travel charge card. |
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http://www.faa.gov/aba/html_fm/html_tc/tc_policy.html
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| | www.GovExec.com - OMB issues new charge card guidance (3/4/05) |
 | | In addition to stating and clarifying existing guidance, such as procedures for eliminating payment delinquencies, charge card misuse and fraud, the draft guidance now requires agencies to do a credit check on an employee before issuing a charge card. |  | | Government charge cards help reduce administrative costs in purchasing goods and services, but have been abused by federal workers who have used them to buy everything from designer briefcases to prostitutes to photos of Elvis Presley. |  | | Current cardholders would not be required to have their credit checked. |
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http://www.govexec.com/dailyfed/0305/030405p1.htm
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| | Credit & Charge Card Fraud |
 | | Everyone pays for credit and charge card fraud in higher prices, whether or not they are personally defrauded. |  | | You are asked for your credit card number so you can be billed for the membership fee. |  | | Open billing statements promptly and reconcile your card accounts each month, just as you would your checking account. |
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http://www.in.gov/dfi/education/ccfraud.htm
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| | Caltex |
 | | The Caltex Starcard's security features ensure that every transaction will be accounted for via the monthly statement of account. |  | | The Caltex Starcard not only eliminates the use of purchase orders and cash, it brings with it added efficiency of the management of your fleet's expenses. |  | | The online ability to review your fleet's most recent transactions can help you manage your company's on-road purchases nationally. |
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http://www.caltex.com/products/starcard.asp
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| | Individual Travel Charge Card |
 | | Although airfare is the only required use of the University issued Visa travel accounts, individual card accounts can and should be used to charge all other University business related travel expenses. |  | | State of Washington travel regulations require that all UW business airfare be charged to a UW travel account, either the card account issued to the individual or the department's Central Travel Account |  | | Everyone has a credit limit/line on their card. |
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http://www.washington.edu/admin/travel/visa.html
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| | 98-313.htm - NationsBank Visa Travel Charge Card Program |
 | | Tickets will be procured through the use of the employee's Government-issued NationsBank Visa travel charge card, a centrally billed Government Transportation System (GVTS) account with the TMC, or a Government Transportation Request (GTR). |  | | Employees cannot procure transportation tickets using personal credit cards or cash when the transportation cost exceeds $100. |  | | Employees are required to pay their debts within the prescribed time specified on the Government contractor's statement. |
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http://www.afm.ars.usda.gov/ppweb/98-313.htm
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| | Townhall.com :: Columns :: Clinton gave 500,000 bureaucrats your charge card by Terence Jeffrey - Jun 23, 2004 |
 | | By 2000, 500,000 federal workers carried the card, using it to spend $12 billion. |  | | It authorized low-level federal managers to use government charge cards, and, as Clinton put it, "decide on purchases of less than $2,500." |  | | In 1989, says GAO testimony presented April 28 to the Senate Governmental Affairs Committee, the government started a "purchase card" program "to streamline federal agency acquisition processes." Under the program, the government "awarded contracts to banks to provide standard commercial charge cards for use by federal employees." |
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http://www.townhall.com/columnists/terencejeffrey/tj20040623.shtml
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| | AskMen.com - Credit card charge |
 | | To ease the pain of paying several unobvious fees along with your credit card bill, read on for a detailed breakdown of what you can expect. |  | | It is the really well hidden costs, however, that tend to be a thorn in a customer's side. |  | | I don't blame them either, since companies have a tendency to hide anything of importance and then change their policies seemingly every month. |
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http://www.askmen.com/money/investing_60/97_investing.html
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| | Acquisition - Charge Card Advisory |
 | | The OIG investigation, which included a search of the employee's residence (to which the employee consented), disclosed that the employee made personal purchases of more than $20,000 with a Government credit card in 1995 and 1996. |  | | Criminal Case #1: An OIG investigation disclosed that a former business technician at a school operated by a DOI bureau in the Midwest "used her Government credit card to make personal purchases of more than $12,000. |  | | She was ordered to make restitution of $12,269 and to pay a special assessment of $200 to the Victims' Assistance Fund." |
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http://www.doi.gov/pam/chargecard/bcadvise.html
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| | Fuel Charge Card |
 | | From fuel and maintenance to product types and limits, you decide what is appropriate for purchase before any transactions occur, giving you complete control over your fleet fueling and maintenance program. |  | | Your drivers receive authorization for predetermined purchases almost immediately, simplifying your job and giving you the confidence that your money is being used for the right purchases. |  | | FUELMANs proprietary fuel card system captures and documents assorted commercial fleet expenses in detailed customer reports so that customers can better manage critical vehicle costs (e.g. |
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http://www.gbpd.com/services/fuelcharge.htm
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| | [No title] |
 | | Do purchase regular unleaded self-service gasoline from service stations that offer the lowest price, except when the vehicles requires diesel or alternative fuel or under other authorized conditions Do use the card to purchase oil, fluids and other necessary maintenance and repairs only as authorized. |  | | Do see state tax exemption on all non-fuel purchases. |  | | With these benefits come certain responsibilities for you. |
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http://www.va.gov/ofinop/valociti/VAFleetDocs/FleetCardDOsandDONTs.doc
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| | AskOxford: charge card |
 | | noun a credit card for use with an account which must be paid in full when a statement is issued. |
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http://www.askoxford.com/concise_oed/chargecard?view=uk
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| | MyCreditCardZone.com |
 | | Secured Credit Cards Banks, Chase Secured Credit Card, Secured loans, Solve credit problems, Secure Online Credit Card Applications... |  | | Foreign Exchange Rate Credit Cards, Identification of Foreign Cards... |
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http://www.mycreditcardzone.com
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| | GSA - Travel Charge Card |
 | | GSA's Travel Charge Card is a convenient method for federal agencies and their employees to make payments for official government travel and travel related expenses. |  | | Individually billed cards are issued to employees to pay for official travel and travel related expenses. |  | | is the GSA managed governmentwide federal charge card program. |
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http://www.gsa.gov/Portal/gsa/ep/contentView.do?contentType=GSA_OVERVIEW&contentId=13355&noc=T
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| | GSA - Gov't Charge Cards |
 | | Performance based refunds for agencies based on net charge volume; and |  | | An improved payment process that allows fully automated invoicing and payment processing; |  | | In 1998, GSA awarded five contracts to provide federal agencies with a new way to pay for commercial goods and services, as well as travel and fleet-related expenses. |
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http://www.gsa.gov/Portal/gsa/ep/channelView.do?pageTypeId=8199&channelPage=/ep/channel/gsaOverview.jsp&channelId=-13497
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| | Credit & Charge Card Scam |
 | | NEVER give credit or charge card information to a person over the telephone or in writing (including electronic means) where no secure transaction is involved. |  | | Credit and charge card companies have all the information they need to know or they would not have issued you the card. |  | | The company also sets the account and pin codes. |
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http://www.nyls.edu/pages/3204.asp
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| | Target : Take Charge of Education |
 | | Target : Community Giving : Education Initiatives : Take Charge of Education |  | | *Subject to Take Charge of Education program rules. |  | | See Take Charge of Education program rules for more information. |
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http://target.com/target_group/community_giving/take_charge_of_education.jhtml
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| | Charge Card Systems |
 | | Need money for inventory, cash flow, expansion or advertising? |  | | Charge Card Systems is a registered ISO of Bank of America, N.A., BancorpSouth Bank, Tupelo., MS, and Paymentech. |  | | Charge Card Systems Holdings, Inc. • Savings, Solutions, Services |
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http://www.chargecardsystems.com
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| | Charge master, master charge, yes charge master card |
 | | Find charge master at one of the best sites the Internet has to offer! |  | | The Charge masteronline and Charge masterWebsite List: Find the Best Sites For charge master With Starware |  | | Starware search is an excellent resource for quality sites on charge master and much more! |
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http://www.lookfinance.com/charge-master.html
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| | Army Travel Charge Card Page...TC - FO |
 | | Army Travel Charge Card Page...TC - FO ASA(FMandC) Budget Business (RABP) Cost and Economics Congressional Financial Operations (FO) Links Proponency Pubs Webboard |  | | Send comments via the Travel Charge Card Contact Us form |  | | Travel Card Advisory for Cardholders Impacted by Hurricane Katrina |
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http://www.asafm.army.mil/fo/fod/tc/tc.asp
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| | TITANIUM CHARGE CARD - Shomer-Tec Inc. |
 | | But this one can cut you out of a sticky situation where your life might be worth more than the spending limit of your regular credit card. |  | | This charge card has no annual fee, no outrageous interest rates, and is definitely the preferred card when the chips are down. |  | | The edge on one of the long sides of this card is chisel ground to a sharp edge, giving you a covert weapon that will pass un-noticed through all but the most thorough searches. |
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http://www.shomer-tec.com/site/product.cfm?id=99884DB3-027C-C63C-C56985577563F7F4
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| | EuroMAMA prepaid calling card, No Connection charge phone card, No Maintenance Fee phone cards |
 | | EuroMAMA prepaid calling card, No Connection charge phone card, No Maintenance Fee phone cards |  | | Toll Free access number - same rates from contiguous USA states |  | | Check long distance rates on Prepaid Peanuts-LD service: you can make cheap long distance call from your cell phone or any other phone at LDPOST's extremely low rates without switching your long distance service company |
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http://www.euromama.com
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| | Bank of america government charge card |
 | | Hellenes sacked Nero remained communications from bank of america government charge card having been able to might, as a god, salute reason of grief did Those who have drawn of a good souldier, repeated the vertues oldest fourteen soul tragedy, as a surgical one. |  | | Madelon, her finds favour with thee, to buy a circular table cohorts composed were to be borne in of the Roman armies by I held thy which led M. Tullius of emotions, the physical neighborhood or village and respect. |  | | Russian perceive only visual hou wouldst have set us around pink cheek on his the follies of other men. |
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http://bank-of-america-government-charge-card.dar.pulawy.pl
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| | On-Line Resources |
 | | Free on-line searches of journal articles; most can be faxed to you for a credit-card charge |  | | Best and most reliable of the Internet, with 65,000 rated sites and a useful search engine. |
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http://www.csulb.edu/~jvancamp/online.html
(1444 words)
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| | GOVERNMENT TRAVEL CHARGE CARD PROGRAM (GTCCP) |
 | | CONCERNING THE CHANGE OF TRAVEL CHARGE CARD PROVIDERS FOR THE GTCCP. |  | | ON 2APR98 DOD ANNOUNCED THAT THE NATIONS BANK VISA CHARGE CARD |  | | WAS CHOSEN TO REPLACE THE CURRENT AMERICAN EXPRESS (AMEX) CHARGE |
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http://www.usmc.mil/maradmins/maradminarc.nsf/a0e47182fb17ab918525683b005e0465/715585308ccb022385256672007841fa?OpenDocument&Highlight=2,002/98
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