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| | Certificate of deposit - Wikipedia, the free encyclopedia |
 | | There are also "certificates of deposit" issued by various entities that do not carry insurance, and there are various CD and CD-backed products offered by investment houses and "CD brokers." These are more complicated, and the purchaser needs to research and carefully understand the terms and conditions that apply. | | | In exchange for keeping the money on deposit for the agreed-on term, institutions usually grant higher interest rates than they do on accounts from which money may be withdrawn on demand. | | | The best rates are offered on "Jumbo CD's" with minimum deposits of $100,000 (though some, recognizing that some investors don't want more in the account than is covered by FDIC insurance, have lowered the minimum deposit to $99,000). |
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http://en.wikipedia.org/wiki/Certificate_of_deposit
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| | Certificate - Wikipedia, the free encyclopedia |
| | In many countries, certificate is a qualification attained in secondary education. | | | In Australia, a certificate is a qualification offered by a university or other higher education provider which is shorter than a degree or diploma. | | | In many countries, certificates are qualifications in higher education. |
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http://en.wikipedia.org/wiki/Certificate
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| | Capital One Capital One® Certificate of Deposit Agreement |
| | Holders of Certificates of Deposit may elect to receive payments of interest on a monthly, quarterly, semi-annual or annual basis or may have the payments of interest added back to the balance of their account until maturity. | | | If no interest payment option is selected for a Certificate of Deposit, interest payments will be added back to the balance of the account on a quarterly basis for terms of six months or more and on a monthly basis for terms of less than six months. | | | After a Certificate of Deposit account is opened, you may not make additional deposits to the account until the maturity date. |
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http://www.capitalone.com/investments/disclosures/deposits006/index.shtml
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| | Certificate of Deposit |
| | Interest may be paid to customers by check, credit to another account, or by compounding. | | | The system's streamlined design is adapted to the basic structure of certificates and provides complete account control and reporting with minimal maintenance. | | | Rates may be changed automatically at the end of an interest payment period, at maturity or independently of the interest cycle. |
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http://www.itechcorporation.com/htmls/Coreapp/COD/COD.html
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| | Certificate of Deposit |
| | A Certificate of Deposit from Citizens State Bank pays a competitive rate on invested funds. | | | Interest earned can be added to the CD, automatically deposited to another Citizens State Bank account or a check can be mailed directly to the individual. | | | Schedule automatic transfers to be made from a checking or statement savings account in to the Prime Time CD. |
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http://www.csb-nc.com/tools/cd.htm
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| | Flagstar Bank - CD - Certificate of Deposit and Interest Rates and banking |
| | Certificates of deposit are not available for brokered or corporate accounts | | | Certificates of Deposits are available for personal accounts. | | | At Flagstar Bank, your deposits are insured to $100,000 per account classification by the Federal Deposit Insurance Corporation and backed by the full faith and credit of the United States government |
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http://www.flagstar.com/banking/cd/cd.jsp
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| | Certificate of Deposit |
| | Additional deposits will earn the interest rate and annual percentage yield in effect for new accounts with terms equal to the original term of the account from the time the deposit is made until the maturity of the account. | | | Minimum Balance to Open the Account - You must deposit $500.00 to open this account. | | | Accrual of Interest on Noncash Deposits - Interest begins to accrue on the business day you deposit noncash items (for example, checks). |
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http://www.peoplesbankpa.com/cods.html
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| | CAB: Certificate of Deposit Account Registry |
| | With a Reciprocal transaction, your bank maintains the entire amount of the deposit placed by your customer to be used for loans and other profit-generating activities. | | | When a customer makes a deposit through CDARS, using Promontory's Network, CDs are issued to the customer by different banks in amounts under $100,000 to ensure that the customer's deposits, including interest payments, are eligible for full FDIC insurance. | | | Intended to help foster minority business and homeownership, Fannie Mae's investment was made through the Certificate of Deposit Account Registry Service, or CDARS. |
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http://www.aba.com/cab/cab_cdars.htm
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| | Certificate of Deposit Cuero State Bank |
| | Certificate of deposit accounts (CDs) are our most popular investment accounts. | | | Because the rate you earn is based on the length of time your funds remain on deposit, additions to CD accounts after opening are not permitted. | | | Interest begins to accrue on your funds on the business day that you deposit non-cash items (for example, checks) into a certificate account. |
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http://www.cuerostate.com/certdeposit.html
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| | Certificate of Deposit Definition |
| | CDs are low risk, low return investments, and are also known as "time deposits", because the account holder has agreed to keep the money in the account for a specified amount of time, anywhere from three months to six years. | | | Find out about the different types of bank accounts that are available, including savings accounts, checking accounts, money market deposit accounts (MMDAs) and certificates of deposit (CDs). | | | CDs offer higher rates of return than most comparable investments, in exchange for tying up invested money for the duration of the certificate's maturity. |
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http://www.investorwords.com/808/certificate_of_deposit.html
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| | Certificate of Deposit/IRA's |
| | Alternatively, you may choose to have interest paid to you by check or to another account monthly or quarterly rather than credited to this account. | | | See your plan disclosure if the account is part of an IRA or other tax qualified plan. | | | This method applies a daily periodic rate to the principal in the account each day. |
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http://www.starbanktexas.com/acct_CDs_IRAs.html
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| | Certificate Deposit Definition |
| | deposit made with a bank, credit union, or savings and loan. | | | We impartially and continually compare savings accounts from over 140 banks and providers to publish some of the best and the most up-to-date accounts. | | | Deposit, Finance Glossary - Search our financial terms for a... |
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http://www.redbicycle.co.uk/certificate_deposit_definition.html
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| | Certificate of Deposit |
| | Certificates of Deposit are time deposit accounts with fixed maturity dates. | | | Annual percentage yields assume that principal and interest remain on deposit for a full year at the quoted interest rate. | | | Our CDs offer guaranteed yields, flexible terms and the safety of FDIC insurance up to $100,000. |
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http://www.savingsinstitute.com/Pages/PersCD.htm
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| | Certificate of Deposit Rates (ESB) |
| | The minimum balance required to open and obtain the stated annual percentage yield (APY) is $1,000. | | | The minimum balance required to open and obtain the stated annual percentage yield (APY) is $100. | | | The rate is fixed and assumes interest remains on deposit until maturity. |
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http://www.easternsavingsbank.com/newsite/deposit/cdrate.htm
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| | Financial Accounting |
| | This calculator will compute the future value and annual percentage rate of your certificate of deposit. |
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http://draketechnologies.com/LoadFa.php3?r=faSperry&f=Calculators/CALC/90
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| | Farmers-Merchants National Bank of Paxton - Investment Services - Certificates of Deposit |
| | After the account is opened, you may not make any deposits into or withdrawals from the principal in the account until the maturity date. | | | Interest will be credited to your account or paid to you monthly, quarterly, semi-annually, annually, at maturity or as agreed upon. | | | An IRA is a personal, tax-sheltered account into which you deposit money during your earning years to help cover your expenses during retirement. |
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http://www.fmnbank.com/investmentsvcs/cds.html
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| | Certificate of Deposit Loans |
| | Certificate of Deposit Loans can often be a practical borrowing option. | | | Raymond James Bank offers loans and lines of credit at low interest rates secured by Raymond James Bank Certificates of Deposit, including those held in Raymond James and Associates investment accounts. | | | A line of credit or loan collateralized by a Raymond James Bank certificate of deposit. |
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http://www.rjbank.com/PersonalBanking/Loans/CDLoans.htm
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| | Standard Bank Certificate of Deposit Account Disclosure |
| | Additional Disclosures, such as the Current Rates, Electronic Funds Disclosure Statement, Three Year Callable Certificate of Deposit, and/or Account Service Charges & Fee Schedule may be necessary to complete the total information package. | | | This Disclosure contains information on Time Deposit accounts, including Regular, IRA, Jumbo, Bounce-Up, and Callable certificates. | | | ACCRUAL OF INTEREST ON NONCASH DEPOSITS: Interest begins to accrue on the business day you deposit the funds. |
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http://www.standardbankpa.com/51263.html
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| | Certificate of Deposit |
| | If you are interested in maximizing your return and feel safety, security, and market fluctuations are important considerations to an investment strategy, a fixed rate NTSCU Certificate of Deposit might be the best option for you. | | | The Annual Percentage Yield is the rate that is earned if the funds are left to compound for ONE YEAR. | | | With our flexible terms that range from 6 to 36 months, you'll always have funds available to reinvest to achieve current market yields based on current interest rates. |
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http://www.ntscu.org/ASP/Products/product_2_1.asp
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| | Certificate Of Deposit Information |
| | A CD is a special type of deposit account with a bank... | | | ING Direct has long provided customers adjustable-rate mortgages, mutual funds and certificate of deposit accounts... | | | In this article, we look at two of the most popular ways of using excess cash, and discover just which one is... |
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http://certificateofdeposit.yummyblog.com
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| | Deposit Rates |
| | If balance drops below the minimum, checking account is closed or direct deposit is discontinued, a $20 fee will be assessed for the month. | | | To open an Advantage Money Market account, account holder must have a Cascade Bank checking account with direct deposit. | | | If the combined balance falls below $25,000 at any time in the statement cycle, the Money Market APY will be 0.25%. |
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http://www.cascadebank.com/personalbanking/depositrates.cfm
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| | Certificate Of Deposit |
| | Interest can be credited to the certificate of deposit, paid with a check to the customer or deposited into an account. | | | A certificate of deposit offers safety for your money and can earn a rate that is higher than a regular savings account. | | | [telephone banking] [USA Patriots Act] [privacy policy] [about us] [mortgages] [business] [loans] [deposit] [application forms] [additional services] |
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http://www.middletonbank.com/depcd.html
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| | State Farm Bank® Market Rate Certificate of Deposit |
| | For Individual Retirement Account investments, the invested funds must be placed in a Market Rate CD Holding Account, to ensure that the funds receive appropriate treatment. | | | For purposes of this provision, "Receive" means that the actual funds, rather than simply a check representing a promise to pay those funds, is in the possession of State Farm Bank. | | | The principal invested in Market Rate CDs is insured by the Federal Deposit Insurance Corporation ("FDIC") to a maximum amount of One Hundred Thousand and No/100 Dollars ($100,000.00) for each Depositor, subject to FDIC Regulations. |
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http://www.statefarm.com/bank/sfbank_mrktrate.htm
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| | Private Client Group: Certificate of Deposit (CDs) |
| | Market Index CDs are deposits of cash with a depository institution that carry a variable interest rate and a fixed maturity date. | | | The cost of investing in CDs through Legg Mason requires a minimum investment of only $1,000. | | | Unlike traditional CDs that pay a fixed rate of interest, Market Index CDs pay interest based on the rate of appreciation of a stated equity market index. |
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http://www.leggmason.com/privateclient/advice_center/detail/certificate_of_deposit.asp
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| | Compounding Options Certificate Of Deposit Calculator |
| | This calculation does compounding depending on whether the interest paid is monthly, quarterly, annually or semi-annually. | | | Effective yield is the actual return on the deposit. | | | This calculator requires the use of Javascript enabled and capable browsers. |
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http://www.csgnetwork.com/cdyieldcocalc.html
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| | Welcom to Hanmi Bank |
| | Credited to your account, credited to another checking/savings account you have with us or paid by check. | | | The interest rate and Annual Percentage Yield (APY) in effect at account opening will be paid until first maturity. | | | You may not make any deposits into your account before maturity. |
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http://www.hanmifinancial.com/pb/index.asp?CurrentCatID=C27341587437689981
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| | Certificate of Deposit |
| | Baylake Bank's Money Market Index Account is tied to an established index and provides customers with accessibility to their money, a higher rate of interest, and is available for both personal and business accounts with a minimum $10,000 deposit. | | | Open a Money Market Bank Account with a minimum $1,000 deposit and earn a higher rate of interest with higher average balances. | | | If readily available funds and a good rate of return are important factors to you, a Baylake Bank Money Market account might be the perfect savings vehicle. |
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http://www.baylake.com/deposit/Money_Market.htm
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| | Standard Bank Three Year Callable Certificate of Deposit Account Disclosure |
| | Except as changed by these special rules, the normal Certificate Disclosure Terms and Conditions will apply to Standard Bank's Three Year Callable CD. | | | Standard Bank Three Year Callable Certificate of Deposit Account Disclosure | | | ACKNOWLEDGMENT: You will be required to sign a copy of this Disclosure acknowledging that Standard Bank may redeem or cancel this CD at the Bank's option, as described above. |
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http://www.standardbankpa.com/51264.html
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| | MSGCU : Certificate of Deposit |
| | Certificates of Deposit from Michigan Schools and Government Credit Union are a great choice when you're looking to invest some extra money. | | | We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. | | | With our excellent rates and flexible terms, you can earn more for your money! |
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http://www.msgcu.org/products/invest_cd.aspx
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| | Certificate of Deposit Rates |
| | This Rate and Fee Schedule and Account Disclosures sets forth certain conditions, rates, fees and charges which apply to your Certificates of Deposit at Smart Financial Credit Union, and is incorporated as part of your Account Agreement with us. | | | For current information call the Credit Union at (713) 850-1600. |
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http://www.smartcu.org/asp/services/service_5_5.asp
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| | RBC Centura : Certificate of Deposit |
| | Exact amount of FDIC insurance depends on amount of deposit and nature of ownership interest. | | | If you need a flexible and secure savings solution that offers a higher rate of return, CDs are an excellent option. | | | Personal Finance > Products & Services > Certificates of Deposit |
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http://www.rbccentura.com/personal/cd
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| | TFCU - Certificate of Deposit ( CD ) |
| | All Share Certificates opened at TFCU are insured for up to $100,000 by the National Credit Union Share Insurance Fund (NCUSIF). | | | With the exception of the 90 day Share Certificate, members have the option of electing to have dividends paid to them monthly or quarterly. | | | Share Certificates are a safe, secure way to invest your money and lock in an interest rate for the full term of your certificate.* TFCU offers a full range of Share Certificates with terms from 90 days to 60 months. |
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http://www.teachersfcu.org/deposit_products/certificate_info.html
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| | Certificate of Deposit (CD) Loans |
| | A Certificate of Deposit Loan can help provide quick, convenient cash, while establishing a positive credit history. | | | You can make your purchase and repay the debt on your maturity date! |
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http://www.bestbank.com/loans/cdLoans.asp
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| | Certificate of Deposit Accounts |
| | Minimum deposit and minimum balance required to earn Annual Percentage Yield is $500.00, except where noted below. | | | Interest can be paid by check or capitalized into the principal value of the certificate. | | | *For the Risk-Free Certificate of Deposit the minimum opening balance is $2,500.00. |
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http://www.firsthope.com/certific.htm
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| | Certificate of Deposit Rates |
| | * Jumbo Certificates - Minimum opening balance: $100,000; Minimum monthly balance: $100,000. | | | How do we compare to other financial institutions? |
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http://www.fairwinds.org/Information/RATES_CD.asp
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| | Allied First Bank |
| | The annual percentage yield is based on the assumption that interest will remain in the account until maturity. | | | You can begin earning a maximum return on your investment with a minimum deposit of $500. | | | Allied First Bank offers CD's ranging from 3 months to 5 years at exceptional rates. |
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http://www.alliedfirst.com/personal_banking/cd.html
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| | Sierra Central : Certificate of Deposit Rates |
| | **Mini-Jumbo and Jumbo refer to Savings and IRA Certificates with minimum balances of $10,000 and $50,000. | | | Reviewed at 9 months and guaranteed to renew at 4.13 % Annual Percentage Yield (APY) or more. | | | One time add on permitted at any time during the term of the certificate. |
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http://www.sierracentral.com/RatesCD.asp
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| | Certificate of deposit calculator |
| | Just enter a few pieces of information and we will calculate your Annual Percentage Yield (APY) and ending balance. | | | Initial deposit: The starting balance for your CD. | | | Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD). |
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http://www.bankrate.com/brm/calc/cdc/CertDeposit.asp
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| | OSU Federal, Your Community Credit Union -Certificate Account |
| | You want to invest in a higher-return option—our Certificate Account may be the right choice. | | | Home / Products Services / Savings / Certificate Account | | | You determine how long you want to keep your money in the account—for as little as 90 days or as long as five years. |
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http://www.osufederal.com/products_services/savings/index.php?action=certif
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| | Certificate of Deposit |
| | Save without risk of losing principal, and with the peace of mind that comes from knowing your interest rate is guaranteed for the full term. | | | On CDs with maturities of greater than 180 days, interest earned can be paid to you monthly by check or conveniently by automatic deposit into a Baylake Bank account. | | | Our FDIC insured certificates of deposit (CDs) allow you to choose a maturity date for your savings from 32 days to four years. |
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http://www.baylake.com/deposit/CD.htm
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| | CODI - Certificate of Deposit Index - Mortgage (ARM) Indices |
| | Lenders calculate the average by adding the 12 most recently published monthly yields together and dividing the result by 12. | | | Variability Table + Changes of Direction + We have an expertise in locating mortgage professionals offering option ARM loans. | | | Information on monthly yields on 3-month certificates of deposit (secondary market) is published by the Federal Reserve Board. |
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http://mortgage-x.com/general/indexes/codi.asp
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| | Certificate of Deposit |
| | Simple interest compounded quarterly is added to the certificate, paid by check or deposited to another account. | | | Predetermined maturities at set rates as posted in the bank lobby. |
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http://www.cameronbank.com/cod.asp
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| | Welcome to TowneBank :: Community Banking in Virginia |
| | Certificates of Deposits offer a way for businesses to earn higher interest rates on funds that may not be needed for a period of time. | | | The minimum opening balance for other standard Certificates is $1,000; Jumbo CD's are also available for $100,000 or more. | | | Additional deposits may be made of $50 or greater. |
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http://www.townebankonline.com/b_cds.htm
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| | Collins CU - Certificate of Deposit |
| | Certificates of Deposit (CD's) offer our members a higher interest investment with the flexibility of a variety of terms and rates. | | | Contact a Member Services rep for additional information. | | | Interest can be withdrawn at any time with no penalty. |
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http://www.collinscu.org/cert_deposit.html
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| | Jumbo certificate of deposit |
| | Jumbo loan Loans of $1 billion or more. | | | Jumbo certificate of deposit A certificate of deposit in increments of $100,000. |
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http://www.getfolio.com/glossary_finance/j3.asp
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